Zeller vs. Smartpay

Fee-free EFTPOS is a way to pass the cost of accepting cashless payments on to the purchasing customer with a nominal surcharge, applied automatically to the transaction.

Many merchant services providers, like Smartpay Zero Cost EFTPOS, will only allow you to use automatic surcharging functionality if you can meet minimum turnover thresholds every month, and sign a lock-in contract. 

We believe in giving merchants the flexibility to run their business in the way that suits them best. When you use Zeller, you have the ability to pass on your cost of acceptance in full or in part, and add or remove surcharging when you want to, with the toggle of a switch.

Zeller comes with clear pricing and transparent pricing, so you always know what you are paying. There are no annual fees, joining fees, or monthly terminal rental fees to use Zeller. You will just pay 1.4% per in-person transaction, and a one-time cost of $99 to purchase Zeller Terminal, exclusively for all new customers.

Sign up for your free Zeller Account online — most businesses are up and running in 5 minutes, and our local team is on hand if you need any help getting your account up and running as soon as possible.

You can then purchase Zeller Terminal from the Zeller Shop, with free express shipping on all orders. 

Merchants using other merchant services providers often face lengthy settlement times — as long as five days. 

We understand that fast cash flow is key to growing your business, which is why funds accepted through Zeller Terminal are settled nightly, 365 days a year, to your free Zeller Transaction Account and available for spending the very next day. Alternatively, funds can be settled to any third party bank account the next business day.