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Zeller vs. Smartpay

How Zeller stacks up against Smartpay.

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Getting paid is easier with Zeller.

Zeller Terminal is an all-in-one EFTPOS solution. Every Zeller Terminal is packed with powerful features to help you sell more, and save more of your hard-earned money. 

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Zero-cost EFTPOS

Built-in fee-free EFTPOS enables you to recover full or partial transaction fees — with no minimum turnover requirements. 


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Get set up faster

Sign up free in minutes with no lock-in contract, then simply purchase Zeller Terminal online or from Officeworks stores nationally. 


Reliable uptime

Every Zeller Terminal offers Wi-Fi, mobile hotspot or SIM Card connectivity, delivering reliable 99.999% payments uptime. 

How does Zeller Terminal compare with Smartpay?

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Fee-free EFTPOS with built-in surcharging

Yes Yes

No minimum turnover requirement for fee-free EFTPOS

Yes No

Sign up free online in 5 minutes

Yes No

Low, flat transaction fee of 1.4% for all cards (including American Express)

Yes No

No terminal rental fees and lock-in contracts

Yes No

Large, 5.5" touchscreen display

Yes No

User-friendly terminal features

Yes No

Access live support in < 5 minutes

Yes No

Nightly settlement, 365 days a year

Yes No

Free Transaction Account and Mastercard

Yes No

Which EFTPOS solution is right for your business?

Find out how Zeller compares to other EFTPOS solutions to help you make an informed decision for your business.



A premium EFTPOS machine with powerful features.

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Accept tapped, dipped and swiped card payments as well as mobile wallets, print receipts and more.

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Touchscreen display

Large, 5.5" touchscreen display to streamline checkout for customers and employees. 

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Fast setup

Fast and free online account creation means you'll be accepting payments in minutes. 

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Durable construction

Whether you’re making sales in store or on the go, Zeller Terminal can handle everyday damage.

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MOTO payments

Manually enter card details directly into Zeller Terminal to accept over-the-phone payments.

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Powerful battery

Keep the clutter off your countertop and accept payments all day with a long-lasting battery.

Trusted by over 20,000 Australian businesses.

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We love that Zeller not only looks good and suits our decor, but it is so simple to use with extremely low rates.

Luca, Restaurateur, NSW

We believe in simplicity and timely management of our funds, so Zeller’s fast settlement removes stress and keeps things straightforward.

Aaron, Entertainment, VIC

Zeller is incredibly easy for customers to use, and we can check real-time reporting during the day to see how we’re going.

Luke, Cafe Manager, VIC

Smarter zero-cost EFTPOS.

Other fee-free EFTPOS solutions will sneak in hidden charges. Use Zeller's automatic surcharge to recover your cost of acceptance in full — at no cost to your business.

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Transaction fee


Customers covers your transaction fees with automatic surcharging.


Connect your point-of-sale platform to Zeller Terminal.

Zeller Terminal seamlessly integrates with over 600 point-of-sale solutions, for a faster and more secure checkout.

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Custom pricing for larger businesses.

If you process over $250K of card transactions annually, we can design a custom pricing solution that works for you. Call the Zeller sales team to speak about your business.

Phone 1800 935 537
Monday to Friday
9am to 5pm Australian Eastern Time

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How does Zeller’s fee-free EFTPOS solution work?

How much does Zeller cost?

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How long is Zeller's settlement wait time?