How much does Zeller cost?

Priced to help your business grow.

It’s free to sign up for Zeller.

There are no set-up fees, monthly fees, or lock-in contracts.
You’re only charged when you accept a payment.

In-person payments

Accept in-person payments with Zeller Terminal or Tap to Pay with Zeller App.

In-person transaction fee

1.4%

For all cards, including American Express.

MOTO transaction fee

1.7%

Accept over-the-phone orders.

Zero-cost EFTPOS

0%

Surcharge all or part of your transaction fee.

Monthly terminal rental

$0

No monthly rental fees or hidden charges.

Online Invoice payments

Accept online invoice payments with Zeller or Xero Invoices.

Invoice transaction fee

1.7%

+25¢

For domestic cards. Separate pricing for international cards.

Subscription fee

$0

No monthly invoicing subscription fees.

Send online invoices

Free

Create and send unlimited online invoices.

Settlement fee

Free

No monthly rental fees or hidden charges.

Virtual Terminal payments

Key in and charge card payments securely from any browser.

Transaction fee

1.75%

+25¢

For domestic cards, with separate pricing for international cards.

Subscription fees

$0

Free to use, with no monthly subscription fees.

Payment links

Free

Send unlimited payment links via email or SMS.

Settlement fees

Free

Fast nightly settlement your free Zeller Account.

Transaction Accounts

Switch to a better business financial solution.

Zeller Transaction Account

Free

Transaction Accounts are free, with no recurring monthly fees.

Minimum balance requirements

$0

No minimum monthly balance required.

Account setup fees

$0

It's free to sign up for your Zeller Transaction Account.

Transfer fees

$0

Free, unlimited real-time fund transfers.

Debit Cards

Streamline your business spending.

Zeller Debit Card

Free

Free, unlimited physical business Debit Cards.

Virtual cards

Free

Issue free, unlimited virtual business Debit Cards.

Annual card fees

$0

No recurring annual fees or hidden charges.

Transaction
fees

$0

Just a low FX margin on international purchases.

Corporate Cards

Manage and track team or project expenses with Zeller Corporate Cards

Monthly card fee

$9

Try Zeller Corporate Cards free for 60 days from first card activation.

Transaction fees

$0

Just a low FX margin on international purchases.

Software fees

$0

No costly monthly expense management software fees.

Report download fees

$0

Access spend reports from Zeller App or Dashboard.

Zeller hardware

Free express shipping and a 12-month warranty included.

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Everything’s included.

Sign up free, then discover everything that comes with your new Zeller Account.

Accepting payments

Accept EFTPOS, virtual terminal, and online invoice payments with flat-rate pricing for all cards.

Learn more

Debit and Corporate Cards

Issue unlimited, free business debit cards, or create corporate cards to manage and track team expenses. 

Learn more

Financial reporting

Report by transaction, card, account, site or contact from Zeller Dashboard or in the Zeller App.

Learn more

Transaction Accounts

Unlimited free accounts, fast real-time transfers, and no monthly fees.

Learn more

Integrations

Accept Afterpay and Zip cards, plus integrate free with 600+ point-of-sale platforms and Xero.

Learn more

24/7 support

Speak to our team via phone, email and SMS, plus dedicated fraud and chargeback monitoring.

Learn more

Ready to get started?

Most businesses can be up and running on Zeller within minutes. Sign up free online now.

  • Fast and free to sign up.

  • No lock-in contracts or monthly rental fees.

  • Access to all Zeller products instantly.

  • 24/7 support via phone, email and SMS.

Sign up free

Looking for an even better rate?

Zeller Sales can help you get the best possible card processing rate for your business.

  • Get the best card processing rate.

  • Staff training and implementation support.

  • Dedicated Account Management.

  • Dedicated 24/7 priority support team.

Contact Sales

Frequently Asked Questions

Zeller Terminal starts at $99 to purchase, including GST. You can purchase Zeller Terminal exclusively online from the Zeller Shop, with free express shipping nationally.

You can purchase Zeller Terminal online exclusively from the Zeller Shop — we’ll ship it to you, fast and for free, anywhere in Australia. Orders placed before 11AM AET are shipped same-day.

There are no monthly EFTPOS terminal rental fees to use Zeller. Our pricing is clear and transparent — purchase Zeller Terminal and then it's yours to own. Then pay just 1.4% per in-person card payment (including GST).

There is no minimum monthly transaction volume required by Zeller in order to avoid additional fees. We will not penalise your business for processing a lower volume of transactions.

There are no additional fees for settling your daily sales with Zeller to a third-party bank account. Funds will settle into your nominated third-party bank account on the following business day.

American Express cards are charged at the same low rate that all other cards are accepted with Zeller Terminal. There is no additional fees applied to accept American Express cards.

Zeller Transaction Account and Zeller Debit Cards are free to use. They're both included right in the box with Zeller Terminal.

Yes, the 1.4% transaction fee that is applied to every card payment processed with the Zeller Terminal is inclusive of GST.

Zeller Terminal does not currently accept Diners Club cards.

Zeller Terminal does not currently accept UnionPay cards.

For MOTO payments (also known as over-the-phone payments), Zeller’s processing fee is 1.7% including GST.

MOTO (Mail Order and Telephone Order) payments are accepted at a higher risk than in-person card payments, where the card is present and the cardholder’s identity can be easily verified. The cost to process a MOTO transaction is slightly higher to reflect the cost of security measures required to protect against fraudulent transactions.

Your business may be eligible for an even lower custom rate if you process over $250k annually in card payments through your EFTPOS payment terminal. Contact Zeller Sales to enquire here.

Have a question which isn’t answered here? Contact us!

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