Zeller Debit Card

Introducing Australia's best debit card for all businesses

As you grow your business in Australia, you’ll need to purchase stock; pay bills, suppliers and employees; and keep track of your budget. Zeller Debit Card is your all-in-one solution. It’s a business debit card that is linked to your free Zeller Business Transaction Account, that can be used to make purchases in-store or online, for business-related expenses. Our free business debit cards provide a convenient and efficient way for business owners to access and manage their funds and spend them as soon as they settle into their account.

A business debit card: An essential tool for any business owner

Debit cards for small businesses are a great way to improve cash flow management by enabling business owners to track their expenses in real-time, giving them a clear view of where and how their money is being spent. As the use of cash and cheques continues to decline, small business debit cards are a quicker, more convenient and secure way to pay for expenses. Equipped with advanced security features including chip technology and fraud detection, Zeller Debit Card can help protect against unauthorised transactions to keep your money safe. Additionally, having an electronic record of every purchase makes it much easier to keep track of expenses for accounting purposes, which will save you time and effort.

Access your funds faster

In the past, your business might have needed to rely on business loans to support gaps in your cash flow and keep your business going while waiting for payments to be settled. With Zeller Transaction Account, payments accepted on your Zeller EFTPOS Terminal or via Zeller Online Invoices are settled nightly, 365 days a year. This helps keep your finances in check by letting you only spend the revenue you have generated, therefore mitigating negative cash flow.

Affordable business spending

Annual card fees and transaction fees may look like minimal expenses in isolation, but these charges add up over time. The best business debit card is one that lets you enjoy fee-free transactions so you can pay your suppliers without the added sting of a transaction charge. Zeller Debit Card comes with unlimited electronic transactions, no monthly or yearly accounts fees, no lock-in contracts and fee-free transactions on domestic purchases. All this means more affordable business spending for you.

Manage the leading business debit card anywhere

From your Zeller Dashboard, you can activate your business Debit Card, apply for a new card, and lock or cancel a card if it is lost or stolen. No need to visit the bank and wait in line, or sit on the phone on hold. Zeller prioritises convenience so you don’t waste time on business finance admin. If you’re on the go, you can also manage, order and issue Zeller Debit Cards for you and your team, right from your mobile phone with the Zeller App. Virtual cards can be set up and activated in minutes, or if an existing card goes missing, it can be locked or cancelled at the click of a button. Zeller gives you everything you need to do to take control of your business spending, all in one powerful mobile app.

Create virtual business cards and connect it to your mobile wallet

With mobile wallets boasting greater convenience and enhanced security, it comes as no surprise that more and more Australians are choosing to pay contactlessly from their phones. With Zeller Debit Card, small business owners too can harness this technology to streamline their business spending thanks to our integration between Zeller Debit Card and Apple Pay. It’s simple to add your business debit card to your Apple Wallet and what’s more, with Zeller, you don’t even need to wait for your physical card to arrive, simply log in to Zeller Dashboard, create a new virtual card instantly, then add it to your mobile wallet.

Track business expenses

From your Zeller Dashboard, you can see an overview of your business spending in real-time, to help manage your business budget. To each transaction, you can add notes, assign contacts and upload receipts so you know exactly where your money is going, which will greatly help you when it comes to reporting your expenses at tax time.

Manage team expenses

With Zeller (leading alternative business banking), managing your team’s spending is easier than ever. Order a new physical card for every team member or create unlimited virtual cards. By giving your staff business debit cards, you can track their spending with up-to-the-minute transaction lists available in both Zeller Dashboard and Zeller App. You can also set spending or transaction limits for each card to ensure employees can’t spend more than they are meant to.

Mastercard debit card

Created in partnership with Mastercard, Zeller Debit Card can be used anywhere Mastercard is accepted. This means that business owners can benefit from Mastercard’s global network. Supported in 210 countries and territories, it is a reliable payment option for international transactions. Zeller’s is therefore an especially useful debit card for Australian businesses that need to make purchases online from businesses located outside of the country. Additionally, as a mastercard-branded card, it gives users access to exclusive cardholder benefits and rewards with every dollar spent.