Introducing Zeller App
Track business performance and manage your Zeller Account when you’re on the go with the new Zeller App.
Track business performance and manage your Zeller Account when you’re on the go with the new Zeller App.
Speak to Zeller Sales about a custom payments solution with lower card processing rates, affordable EFTPOS technology, and priority support.
Accept every payment from every customer with Zeller Terminal — whether you're selling at the bar, tableside, or on the go.
Replace your outdated business bank with a free Zeller Debit Card and Transaction Account.
Sign up free in minutes, create a virtual business Debit Card, and start spending straight away.
Attach receipts and notes to transactions, and manage cards with a click from Zeller Dashboard.
Unlimited electronic transactions, $0 monthly accounts fees, and no lock-in contracts.
Pay for everyday business expenses such as supplier, marketing, employee or operational costs with a free Zeller Debit Card.
Easy money access
Access funds in your Zeller Transaction Account instantly for in-person or online business spending.
No more petty cash
Issue Debit Cards to employees to keep your business and personal expenses separate.
Fast to setup
Create your free Zeller Account, order a physical business Debit Card, and we'll ship it fast and free anywhere in Australia.
Every Zeller Debit Card is packed with powerful features that make managing your business spending easier.
Issue physical and virtual business Debit Cards.
Create and manage Debit Cards from Zeller Dashboard.
Attach notes, receipts and invoices to transactions.
Limit and manage Debit Card spending by team or employee.
Spend categorisation for simplified bookkeeping.
Lock, close, and report stolen Debit Cards with a click.
Gain greater oversight into your spending and cash flow as your business grows.
Watch sales and settlements flow directly into your Zeller Transaction Account, then spend with Zeller Debit Card.
Manage every supplier and vendor you spend at with Zeller Contact Directory.
Append notes to regular clients and customers to improve business relationships.
Use Zeller as your complete business financial ecosystem, from payments to accounts and cards. Or just select the parts you need — it's that easy.
Settle funds accepted with Zeller Terminal to your Zeller Transaction Account for faster access.
Spend funds stored in your Zeller Transaction Account using your Zeller Debit Card.
With one Account for all of your business Cards, Transaction Accounts, Payments and Reporting, tax time will never be simpler.
Fast online account creation |
Yes | No |
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No minimum balance |
Yes | No |
No monthly account or card fees |
Yes | No |
No overdraft fees |
Yes | No |
Unlimited transactions |
Yes | Yes |
Integrates with Xero |
Yes | Yes |
Card management dashboard |
Yes | No |
Built-in expense tracking |
Yes | No |
No lock-in contracts |
Yes | No |
Connects with other business tools you use |
Yes | No |
7-day support via phone, email and SMS |
Yes | No |
Supercharge your business spending power with faster access to your takings and settlements.
You shouldn't have to pay to spend your own money. Zeller Debit Cards and Accounts are free to create, with no hidden fees or lock-in contracts.
Free unlimited physical business Debit Cards.
Free, unlimited virtual business Debit Cards.
No recurring annual fees or hidden charges.
Just a low FX margin on international purchases.
Creating a Zeller Account takes minutes for most businesses, and it's free.
Create a virtual Debit Card today. Your physical Card is on it's way in the mail.
Discover every financial product available to your in Zeller Dashboard.
We’re excited to announce our newest integration with Xero, enabling you to accept and settle Xero invoice payments in one click with Zeller.
Follow these seven essential steps to create clear, professional invoices that are easy to pay.
You’ve probably noticed the customer journey changing over time. Advancements in technology have made it easier to reach the right type of customer.
A business transaction account is a type of account that allows businesses to accept and process electronic payment card transactions. Business transaction accounts provide a dedicated place to accept deposits and make payments from — enabling you to keep your business and personal finances separate.
Transaction accounts require a business to partner with a merchant services provider to facilitate all communications in a transaction. The beauty of choosing a modern alternative to the big 4 banks is that you can unite your entire payments system under one roof. When you use the all-in-one Zeller system, transactions are settled into free business transaction account the same day — allowing you to speed up cash flow, and invest in growing your business sooner.
A business transaction account gives you a clear view of your business’ finances, which makes tracking expenditure, profit, tax, and the general financial health of your business simple and straightforward. When you use a business transaction account, all of the relevant transactions are stored in one place.
A business transaction account in Australia, such as Zeller Transaction Account, also helps you stay in line with relevant government rules and regulations. Businesses operating as a company, partnership or trust must have a business account for tax compliance. And, while sole traders don’t face the same requirement, a free merchant account helps keep personal and professional funds separate while giving you better oversight of how your business is tracking.
Once your business transaction account is open and your Zeller EFTPOS Terminal is set up, you can start transacting. Funds are deposited in your free merchant account nightly, 365 days a year.
You will be able you to see all of your incomings and outgoings in real-time, in one convenient location via Zeller Dashboard — so you can view recent activity and identify any potential areas for concern.
Generally, any business owner can open a merchant account. However, a bank will need to consider a number of factors including your credit history, operating history, recent chargebacks and credit risk. This can make opening a merchant account difficult for new business owners.
Alternatively, sign up for a free Zeller Transaction Account online. Most businesses are up and running in 5 minutes, and our local team is on hand if you need any help getting your account up and running as soon as possible.
Why do we make opening a merchant account infinitely easier than a bank does? Because we understand the importance of removing hurdles to help you get started; Zeller was born to help small Australian businesses grow.
Different banks and alternative providers offer additional features and services, on top of their base offering, which usually come with extra costs. Transaction account fees including (but not limited to) monthly management fees, minimum deposit fees and statement fees are important to keep in mind. The more you’re paying in account fees and charges, the less money for your business.
When you use Zeller, there are no hidden merchant account fees to worry about. Zeller Transaction Account is a free business transaction account that can be set up online in minutes.
Zeller gives you a free business transaction account when you sign up. Zeller Transaction Account is built to make tracking expenditures, profit, tax, and the general financial health of your business simple and straightforward.
There are no contracts. setup costs, or commitments — the cost to your business is zero. We never charge you monthly account keeping fees either, or charge you to withdraw or deposit funds. Try it for your business today.
Choosing the best business transaction account for your needs is an important step in business growth. The business transaction account you select can have a big impact on your finances - both in terms of how you manage business funds, and the fees you might need to pay. The right business account will align with your business’ needs and keep costs low, while providing quick, easy access to your takings as quickly as possible.
A business transaction account is a transaction account traditionally offered by incumbent banks. These bank accounts don’t always align with the needs of modern business owners. High fees, excessive paperwork, and long application processes can sap your energy, turning what should be a basic task into a drawn-out process. These are just a handful of reasons why Australian Businesses aren’t satisfied with the Big 4 banks.
In recent years, digital banks and neobanks have introduced similar offerings — reducing red tape and simplifying the sign-up process for time-poor merchants.
Business transaction accounts offer a single place to accept settlements and make payments, while keeping your business and personal finances separate. Different banks and alternative providers offer additional features and services, on top of the base offering, which usually come with extra costs.
With Zeller’s free Business Transaction Account, you'll find it easier to:
Zeller is a modern financial solution with the needs of business owners just like you in mind.
When you sign up for Zeller, you receive a free business transaction account as well as a Zeller Mastercard — no trip to the bank or waiting in a phone queue necessary.
When you use the entire Zeller solution, you have all the tools to help grow your business.
Funds accepted via your Zeller eftpos machine are settled into your Zeller Transaction Account nightly, meaning you put your money to work faster. Payments processed before 9 PM will be available to spend by 1 AM the next day. It’s the fastest way to access your takings.
You also have the flexibility to sweep funds to any existing bank account.
There are a few ways banks typically make money from business transaction accounts, including monthly account-keeping fees. Zeller Transaction Account, on the other hand, comes with no monthly fees or hidden charges. There are also no lock-in contracts. The best no fee transaction account in Australia.
Banks also tend to place a cap on the number of transactions that can be processed every month, before additional processing fees are charged. Zeller Transaction Account does not have any such limit. It’s just one way we keep more money in your pocket.
Transaction accounts make it easy to accept settlements and send payments. By using Zeller Transaction Account as your business account, you’ll be able to get the whole picture of your cash flow. Zeller Dashboard gives you real-time visibility over your daily takings, enabling you to identify trends and make smarter business decisions — from staffing, to marketing, and beyond.
You can even set up separate Zeller Transaction Accounts to easily track and manage business spending.
Zeller Contact Directory is a free customer management tool built right into your Zeller Transaction Account. Use it to start building real relationships with your customers and suppliers.
Track every payment, transaction or account transfer with a specific contact, in one location. Plus, rich details and information about the business you’ve spent with using your Mastercard is available from right within the dashboard.
Zeller is the leading EFTPOS payment provider, built to help Australian business grow. With a fee-free Zeller Transansaction Account, your business has all the tools at its disposal to get a better handle of cash flow. Spend less on fees, and more on growing your business.
Sign up for your free Zeller Transaction Account today and buy our eftpos machines.