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Zeller Debit Card

A smarter business debit card.

Also available at

Limited-time offer

Switch your monthly business subscriptions to Zeller Debit Card to earn up to $100 cash back. Learn more

Terms apply

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No more business banks

Replace your outdated business bank with a free Zeller Debit Card and Transaction Account.

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Ready to go

Sign up free in minutes, create a virtual business Debit Card, and start spending straight away. 

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Spending power

Attach receipts and notes to transactions, and manage cards with a click from Zeller Dashboard.

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Zero costs

Unlimited electronic transactions, $0 monthly accounts fees, and no lock-in contracts.

Spend your money as
soon as you get it.

Pay for everyday business expenses such as supplier, marketing, employee or operational costs with a free Zeller Debit Card. 

  • Easy money access

    Access funds in your Zeller Transaction Account instantly for in-person or online business spending.

  • No more petty cash

    Issue Debit Cards to employees to keep your business and personal expenses separate. 

  • Fast to setup

    Create your free Zeller Account, order a physical business Debit Card, and we'll ship it fast and free anywhere in Australia.

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Better business card spending and expense management.

Every Zeller Debit Card is packed with powerful features that make managing your business spending easier.

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Issue physical and virtual business Debit Cards.

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Create and manage Debit Cards from Zeller Dashboard.

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Attach notes, receipts and invoices to transactions.

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Limit and manage Debit Card spending by team or employee.

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Spend categorisation for simplified bookkeeping.

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Lock, close, and report stolen Debit Cards with a click.

Debit Cards that scale with your business. 

Gain greater oversight into your spending and cash flow as your business grows. 

Create physical and virtual Debit Cards at the click of a button from Zeller Dashboard or the Zeller App.

Spend with Zeller Debit Card anywhere Mastercard is accepted, in-store and online.

Issue cards to employees and managers, assign budgets, and reconcile expenses with receipt uploads.

Understand business expense trends by appending contacts to transactions, attaching receipts, or adding notes. 

Secure your money with lock, close and report card functions from Zeller Dashboard or App. 

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Card management

Create physical and virtual Debit Cards at the click of a button from Zeller Dashboard or the Zeller App.

Greater acceptance

Spend with Zeller Debit Card anywhere Mastercard is accepted, in-store and online.

Manage expenses

Issue cards to employees and managers, assign budgets, and reconcile expenses with receipt uploads.

Track spending

Understand business expense trends by appending contacts to transactions, attaching receipts, or adding notes. 

Enhanced security

Secure your money with lock, close and report card functions from Zeller Dashboard or App. 

Spend from your Zeller Transaction Account.

Watch sales and settlements flow directly into your Zeller Transaction Account, then spend with Zeller Debit Card. 

  • See every payment, transaction, account, invoice and settlement in one place. 
  • Link Zeller Debit Cards to a nominated Accounts to manage team expenses. 
  • Unlimited, and free real-time transfers to and from Zeller Transaction Account.
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Link transactions to business contacts.

Manage every supplier and vendor you spend at with Zeller Contact Directory.

  • See every payment made on Zeller Debit Card with rich contact information. 
  • Append notes to regular clients and customers to improve business relationships.

  • Monitor business spending patterns by contact over time to help negotiate better terms.
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Financial tools for every business.

Use Zeller as your complete business financial ecosystem, from payments to accounts and cards. Or just select the parts you need — it's that easy.

Open a free account
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Faster settlements.

Settle funds accepted with Zeller Terminal to your  Zeller Transaction Account for faster access.

Open a free account
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Cash flow at your fingertips.

Spend funds stored in your Zeller Transaction Account using your Zeller Debit Card.

Open a free account
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A place for your business finances.

With one Account for all of your business Cards, Transaction Accounts, Payments and Reporting, tax time will never be simpler.

Open a free account

Zeller is better than your business bank. Here’s why.

Fast online account creation

Yes No

No minimum balance

Yes No

No monthly account or card fees

Yes No

No overdraft fees

Yes No

Unlimited transactions

Yes Yes

Integrates with Xero

Yes Yes

Card management dashboard

Yes No

Built-in expense tracking

Yes No

No lock-in contracts

Yes No

Connects with other business tools you use

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7-day support via phone, email and SMS

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Save time and boost business cash flow.

Supercharge your business spending power with faster access to your takings and settlements.

Open a free account

Add funds to your Zeller Transaction Account.

  • Accept payments with Zeller Terminal.
  • Suppliers settle bills to your Zeller Transaction Account.
  • Transfer funds to your Zeller Transaction Account..

Use Zeller Debit Card for business expenses.

  • Pay suppliers, bills, and business subscriptions.
  • Issue Zeller Debit Card to employees for expenses.
  • Charge recurring online expenses or subscriptions.

Business Debit Cards, without the fees.

You shouldn't have to pay to spend your own money. Zeller Debit Cards and Accounts are free to create, with no hidden fees or lock-in contracts. 

Zeller Debit Card

Free

Free unlimited physical business Debit Cards.

Virtual Cards

Free

Free, unlimited virtual business Debit Cards.

Annual Card Fees

$0

No recurring annual fees or hidden charges.

Transaction Fees

$0

Just a low FX margin on international purchases. 

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Ordering a Zeller Debit Card is free and fast.

1

Sign up free online.

Creating a Zeller Account takes minutes for most businesses, and it's free.

2

Zeller Debit Card is shipped.

Create a virtual Debit Card today. Your physical Card is on it's way in the mail.

3

Explore Zeller products.

Discover every financial product available to your in Zeller Dashboard.

Open a free account
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Frequently Asked Questions

What is a business transaction account?

What are the benefits of a business transaction account?

How do transaction accounts work?

How do I get a transaction account?

How much does a business transaction account cost?

Why is Zeller Transaction Account the best business transaction account?

What are the benefits of a business transaction account?