Protect your business from rising costs. Switch to zero-cost EFTPOS.

Protect your business from rising costs. Switch to zero-cost EFTPOS. Learn more

Earn an amazing 4.2% p.a.* interest with a Zeller Savings Account until 31 March. Terms apply.

Earn an amazing 4.2% p.a.* interest with a Zeller Savings Account until 31 March. Terms apply. Learn more

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Zeller Debit Card

A smarter business debit card.

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No more business banks

Replace your outdated business bank with a free Zeller Debit Card and Transaction Account.

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Ready to go

Sign up free in minutes, create a virtual business debit card, and start spending.

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Spending power

Attach receipts and notes to transactions, and manage cards with a click.

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Zero costs

Unlimited electronic transactions, $0 monthly account fees, and no lock-in contracts.

Manage your business spending.

Whenever you're spending in-person or online for your business, you can use Zeller Debit Card.

  • Immediate access funds stored in your Zeller Transaction Account. More

  • Issue unlimited, free virtual or physical business debit cards.

  • Link debit cards to different accounts to categorise funds and spending.

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Fully-featured business debit cards.

Every Zeller Debit Card is packed with powerful features that make managing your business spending easier.

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Issue physical and virtual business debit cards.

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Pay with Zeller Debit Card on Apple Pay

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Attach notes, receipts and invoices to transactions.

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Real-time spend tracking by debit card.

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Categorise spend to streamline bookkeeping.

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Lock, close, and report stolen debit cards with a click.

Business debit cards that scale with you.

Gain greater oversight into your spending and cash flow as your business grows. 

Create physical and virtual debit cards with a click from Zeller App or Dashboard.

Spend with Zeller Debit Card anywhere Mastercard is accepted, in-store and online.

Assign budgets, categorise spend by account, and reconcile transactions with instant receipt uploads.

Append contacts to transactions to track spending patterns by supplier, customer, or vendor.

Secure your money with lock, close and report card functions from Zeller App or Dashboard.

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Card management

Create physical and virtual debit cards with a click from Zeller App or Dashboard.

Greater acceptance

Spend with Zeller Debit Card anywhere Mastercard is accepted, in-store and online.

Control spending

Assign budgets, categorise spend by account, and reconcile transactions with instant receipt uploads.

Track spend by contact

Append contacts to transactions to track spending patterns by supplier, customer, or vendor.

Enhanced security

Secure your money with lock, close and report card functions from Zeller App or Dashboard.

Spend from your Zeller Transaction Account.

Add funds to your free Zeller Transaction Account, then spend with Zeller Debit Card. 

  • See every payment, transaction, account, invoice and settlement in one place. 
  • Assign Zeller Debit Cards to nominated accounts to isolate project or business budgets.
  • Unlimited, and free real-time transfers to and from Zeller Transaction Account.
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Link transactions to business contacts.

Manage every supplier and vendor you spend at with Zeller Contact Directory.

  • See every payment made on Zeller Debit Card with rich contact information. 
  • Append notes to regular clients and customers to improve business relationships.

  • Monitor business spending patterns by contact over time to help negotiate better terms.
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Managing team expenses? Try Zeller Corporate Cards.

Issue virtual or physical corporate cards instantly to manage team or project expenses.

  • Set recurring budgets and automate spending limits.
  • Employees can upload receipts, invoices, or attach notes to expenses.
  • Eliminate manual reimbursements by centralising expense management in your Zeller Account.
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Financial tools for every business.

Use Zeller as your complete business financial ecosystem, from payments to accounts and cards. Or just select the parts you need — it's that easy.

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Faster settlements.

Settle funds accepted with Zeller Terminal to your  Zeller Transaction Account for faster access.

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Cash flow at your fingertips.

Spend funds stored in your Zeller Transaction Account using your Zeller Debit Card.

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A place for your business finances.

With one Account for all of your business Cards, Transaction Accounts, Payments and Reporting, tax time will never be simpler.

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Zeller is better than your business bank. Here’s why.

Fast online account creation

Yes No

No minimum balance

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No monthly account or card fees

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No overdraft fees

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Unlimited transactions

Yes Yes

Integrates with Xero

Yes Yes

Card management dashboard

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Built-in expense tracking

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No lock-in contracts

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Connects with other business tools you use

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7-day support via phone, email and SMS

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Save time and boost business cash flow.

Supercharge your business spending power with faster access to your takings and settlements.

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Add funds to your Zeller Transaction Account.

  • Accept payments with Zeller Terminal.
  • Suppliers settle bills to your Zeller Transaction Account.
  • Transfer funds to your Zeller Transaction Account..

Use Zeller Debit Card for business expenses.

  • Pay suppliers, bills, and business subscriptions.
  • Issue Zeller Debit Card to employees for expenses.
  • Charge recurring online expenses or subscriptions.

Business debit cards, without the fees.

Don't pay to spend your own money. Zeller Debit Cards are free to create, with no hidden fees or lock-in contracts. 

Zeller Debit Card

Free

Free unlimited physical business Debit Cards.

Virtual Cards

Free

Free, unlimited virtual business Debit Cards.

Annual Card Fees

$0

No recurring annual fees or hidden charges.

Transaction Fees

$0

Just a low FX margin on international purchases. 

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Order Zeller Debit Card today.

1

Sign up free online.

Creating a Zeller Account takes minutes for most businesses, and it's free.

2

Zeller Debit Card is shipped.

Create a virtual Debit Card today. Your physical Card is on it's way in the mail.

3

Explore Zeller products.

Discover every financial product available to your in Zeller Dashboard.

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Frequently Asked Questions

What is a Business Debit Card?

What are the benefits of a business debit card?

Is it OK to use a Business Debit Card for personal use?

How to get the Zeller Debit Card?

Can I create a Zeller Debit Card for my employees?

How do I change my card PIN?

What should I do if I lose my Zeller Debit Card, or if I think it has been compromised?

Can I link my existing Zeller Debit Card to another Transaction Account?

Are there any fees associated with international purchases on Zeller Debit Card?

What are the benefits of a business debit card?