Zeller Terminal is now just $259
Start accepting card payments with a more affordable, and more reliable, EFTPOS payment solution. Sign up free with no monthly fees or lock-in contracts.
Start accepting card payments with a more affordable, and more reliable, EFTPOS payment solution. Sign up free with no monthly fees or lock-in contracts.
Speak to Zeller Sales about a custom payments solution with lower card processing rates, affordable EFTPOS technology, and priority support.
Accept every payment from every customer with Zeller Terminal — whether you're selling at the bar, tableside, or on the go.
Replace your outdated business bank with a free Zeller Debit Card and Transaction Account.
Sign up free in minutes, create a virtual business Debit Card, and start spending straight away.
Attach receipts and notes to transactions, and manage cards with a click from Zeller Dashboard.
Unlimited electronic transactions, $0 monthly accounts fees, and no lock-in contracts.
Pay for everyday business expenses such as supplier, marketing, employee or operational costs with a free Zeller Debit Card.
Easy money access
Access funds in your Zeller Transaction Account instantly for in-person or online business spending.
No more petty cash
Issue Debit Cards to employees to keep your business and personal expenses separate.
Fast to setup
Create your free Zeller Account, order a physical business Debit Card, and we'll ship it fast and free anywhere in Australia.
Every Zeller Debit Card is packed with powerful features that make managing your business spending easier.
Issue physical and virtual business Debit Cards.
Create and manage Debit Cards from Zeller Dashboard.
Attach notes, receipts and invoices to transactions.
Limit and manage Debit Card spending by team or employee.
Spend categorisation for simplified bookkeeping.
Lock, close, and report stolen Debit Cards with a click.
Gain greater oversight into your spending and cash flow as your business grows.
Watch sales and settlements flow directly into your Zeller Transaction Account, then spend with Zeller Debit Card.
Manage every supplier and vendor you spend at with Zeller Contact Directory.
Append notes to regular clients and customers to improve business relationships.
Spend with your Apple device by adding Zeller Debit Card to your Apple Wallet.
Use Zeller as your complete business financial ecosystem, from payments to accounts and cards. Or just select the parts you need — it's that easy.
Settle funds accepted with Zeller Terminal to your Zeller Transaction Account for faster access.
Spend funds stored in your Zeller Transaction Account using your Zeller Debit Card.
With one Account for all of your business Cards, Transaction Accounts, Payments and Reporting, tax time will never be simpler.
Fast online account creation |
Yes | No |
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No minimum balance |
Yes | No |
No monthly account or card fees |
Yes | No |
No overdraft fees |
Yes | No |
Unlimited transactions |
Yes | Yes |
Integrates with Xero |
Yes | Yes |
Card management dashboard |
Yes | No |
Built-in expense tracking |
Yes | No |
No lock-in contracts |
Yes | No |
Connects with other business tools you use |
Yes | No |
7-day support via phone, email and SMS |
Yes | No |
Supercharge your business spending power with faster access to your takings and settlements.
You shouldn't have to pay to spend your own money. Zeller Debit Cards and Accounts are free to create, with no hidden fees or lock-in contracts.
Free unlimited physical business Debit Cards.
Free, unlimited virtual business Debit Cards.
No recurring annual fees or hidden charges.
Just a low FX margin on international purchases.
Creating a Zeller Account takes minutes for most businesses, and it's free.
Create a virtual Debit Card today. Your physical Card is on it's way in the mail.
Discover every financial product available to your in Zeller Dashboard.
A business debit card enables you to make purchases (both in-person and online) and manage your expenses, straight from your business account. Similar to a personal debit card you can pay for goods & services & withdraw cash.
With a Zeller Debit Card, you can additionally make international purchases, as well as adding your card digitally to your Google Wallet or Apple Pay Wallet.
At Zeller, there are two types of Debit Cards:
Whilst you could use your business debit card for personal use, it is not recommended, even if you are the business owner. Making personal purchases on a business account and card could create tax and accounting issues, and make it more difficult for your accountant to assist you with recording your business finances.
If you wish to make personal purchases with Zeller, we would recommend you create a second Zeller Transaction Account and Debit Card, and make those purchases separate from your business transactions.
There are a few ways you can create or activate a new Zeller Debit Card:
You can issue your employees with Zeller Debit Cards quickly and easily from the Zeller Dashboard. They will need to ensure they have completed their ID Verification (which is accessible under Profile Settings → Security).
To change your Zeller Debit Card PIN, log into your Zeller Account and look for your card under Cards. In the “Manage” dropdown, you can ‘Reset PIN’. Please note that you have to be the verified cardholder in order to change your card PIN.
If you’ve misplaced your Zeller Debit Card, or suspect that it has been stolen, log into your Zeller Account and mark your card as “Lost or Stolen” under ‘Manage’ in your Zeller Card Dashboard. We’ll immediately issue you a replacement card to your registered address, free of charge.
Additionally, please contact Zeller Support on 1800 935 537 or email us at support@myzeller.com iif you have any unauthorised transactions on your account.
Every Zeller Debit Card can only be linked to one Zeller Transaction Account, which was assigned upon activation. If you wish to spend funds on another Transaction Account with a card, simply create a new Zeller Debit Card under “Cards” in the Zeller Dashboard. It’s fast & free.
For international processing fees, please refer to our Product Disclosure Statement.
As you grow your business in Australia, you’ll need to purchase stock; pay bills, suppliers and employees; and keep track of your budget. Zeller Debit Card is your all-in-one solution. It’s a business debit card that is linked to your free Zeller Business Transaction Account, that can be used to make purchases in-store or online, for business-related expenses. Our free business debit cards provide a convenient and efficient way for business owners to access and manage their funds and spend them as soon as they settle into their account.
Debit cards for small businesses are a great way to improve cash flow management by enabling business owners to track their expenses in real-time, giving them a clear view of where and how their money is being spent. As the use of cash and cheques continues to decline, small business debit cards are a quicker, more convenient and secure way to pay for expenses. Equipped with advanced security features including chip technology and fraud detection, Zeller Debit Card can help protect against unauthorised transactions to keep your money safe. Additionally, having an electronic record of every purchase makes it much easier to keep track of expenses for accounting purposes, which will save you time and effort.
In the past, your business might have needed to rely on business loans to support gaps in your cash flow and keep your business going while waiting for payments to be settled. With Zeller Transaction Account, payments accepted on your Zeller EFTPOS Terminal or via Zeller Online Invoices are settled nightly, 365 days a year. This helps keep your finances in check by letting you only spend the revenue you have generated, therefore mitigating negative cash flow.
Annual card fees and transaction fees may look like minimal expenses in isolation, but these charges add up over time. The best business debit card is one that lets you enjoy fee-free transactions so you can pay your suppliers without the added sting of a transaction charge. Zeller Debit Card comes with unlimited electronic transactions, no monthly or yearly accounts fees, no lock-in contracts and fee-free transactions on domestic purchases. All this means more affordable business spending for you.
From your Zeller Dashboard, you can activate your business Debit Card, apply for a new card, and lock or cancel a card if it is lost or stolen. No need to visit the bank and wait in line, or sit on the phone on hold. Zeller prioritises convenience so you don’t waste time on business finance admin. If you’re on the go, you can also manage, order and issue Zeller Debit Cards for you and your team, right from your mobile phone with the Zeller App. Virtual cards can be set up and activated in minutes, or if an existing card goes missing, it can be locked or cancelled at the click of a button. Zeller gives you everything you need to do to take control of your business spending, all in one powerful mobile app.
With mobile wallets boasting greater convenience and enhanced security, it comes as no surprise that more and more Australians are choosing to pay contactlessly from their phones. With Zeller Debit Card, small business owners too can harness this technology to streamline their business spending thanks to our integration between Zeller Debit Card and Apple Pay. It’s simple to add your business debit card to your Apple Wallet and what’s more, with Zeller, you don’t even need to wait for your physical card to arrive, simply log in to Zeller Dashboard, create a new virtual card instantly, then add it to your mobile wallet.
From your Zeller Dashboard, you can see an overview of your business spending in real-time, to help manage your business budget. To each transaction, you can add notes, assign contacts and upload receipts so you know exactly where your money is going, which will greatly help you when it comes to reporting your expenses at tax time.
With Zeller (leading alternative business banking), managing your team’s spending is easier than ever. Order a new physical card for every team member or create unlimited virtual cards. By giving your staff business debit cards, you can track their spending with up-to-the-minute transaction lists available in both Zeller Dashboard and Zeller App. You can also set spending or transaction limits for each card to ensure employees can’t spend more than they are meant to.
Created in partnership with Mastercard, Zeller Debit Card can be used anywhere Mastercard is accepted. This means that business owners can benefit from Mastercard’s global network. Supported in 210 countries and territories, it is a reliable payment option for international transactions. Zeller’s is therefore an especially useful debit card for Australian businesses that need to make purchases online from businesses located outside of the country. Additionally, as a mastercard-branded card, it gives users access to exclusive cardholder benefits and rewards with every dollar spent.