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Zeller Savings Account

Earn 2.6% p.a. on your business savings.



Double the interest of your big-4 bank.

Earn 2.6% p.a. with a Zeller Savings Account until 23 August 2024. Terms apply.

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Instant account creation

Create a business savings account with a click  — no lengthy application forms.

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Higher interest rate

Earn more than double what you would with a big-4 bank — up to 2.6% p.a.*

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Access funds instantly

Withdraw your business savings to use and spend whenever you need them.

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Funds held securely

We partner with a regulated, licence holding Australian bank to keep your funds safe.

How a Zeller Business Savings Account works.

Activate Account
Transfer funds
Earn Interest
Access your money instantly
Complete Financial Overview
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Activate your Savings Account instantly.

Activate your Zeller Savings Account by adding your business tax file number — no additional paperwork needed.
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Add funds to your Savings Account.

Add funds from any Zeller Transaction Account. Increase your business savings faster by transferring your daily settlements in, too.
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Interest is calculated daily, paid monthly. 

Watch your business savings grow with daily interest calculations, paid monthly to your Zeller Savings Account.
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Access your money at any time.

Add or move money between your accounts from Zeller App or Dashboard at any time. Your savings are never locked away.
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See your complete financial position.

Grow your business savings alongside your other accounts with Zeller for a real-time view of your business financial position.

Every account in one place.

Whether you're saving for a rainy day, or organising your transactions — Zeller offers every account your business needs.

  • Save funds and earn a competitive interest rate.

  • Unlimited operating accounts with Zeller Transaction Accounts.

  • Organise Transaction Accounts across sites, teams, or projects.


Keep your business savings safe.

Your funds are secure with a fully regulated, licence holding Australian bank.

  • 24/7 secure access to your funds when you need them.

  • Two-factor authentication is enabled on all Zeller Accounts.

  • Multiple layers of account encryption and authentication.

Market Comparison

Compare Australian business savings accounts.


2.6% p.a.*


1.25% p.a.


1.35% p.a.


1.15% p.a.


1.25% p.a.

Earn 2.6% p.a. standard variable rate on funds saved in an active Zeller Savings Account between 15 July - 23 August 2024 (AET). Terms apply. Interest rates accurate as at 15 July 2024.


Grow your business savings.


Sign up
free online.

Signing up takes minutes for most businesses, and it’s free.


Open a Zeller
Savings Account.

Add your business tax file number to activate your account.


Add funds and
start earning.

Transfer funds to your Savings Account to earn interest.

Frequently Asked Questions

Who is eligible to open a Business Savings Account?

How do I open a Zeller Savings Account?

Are business debit cards available for the Business Savings Account?

Which business account pays the most interest?

Does a Business Savings Account earn interest?

Learn more about Zeller's Business Savings Account

To open a business savings account, you also need to obtain the Enhanced Zeller Payment Services. Your funds are held securely by Zeller, on your behalf, in an account with a fully regulated, licence holding Australian bank. Amounts held in the Zeller Savings Account are not protected by the Government’s Financial Claims Scheme. The information provided on this site is for general informational purposes only and should not be considered as advice that takes into account your business needs and objectives. If you are unsure, seek the advice of a qualified accountant or financial service advisor before deciding whether a Zeller Savings Account is right for your business. Please refer to the Product Disclosure Statement, Target Market Determination and Part C of the Zeller Terms of Service here.

You will earn 2.6% p.a. standard variable rate on funds stored in a Zeller Savings Account between 15 June 2024 12.01AM and 23 August 2024 11.59PM AET. From 24 August 2024 12.01AM (AET), your previous standard variable rate that you are eligible for will apply. This offer is available to new and existing approved Zeller Accountholders who activate and transfer funds to a Zeller Savings Account. Previous standard variable rate is defined as 2% p.a. standard variable rate if the Zeller Accountholder is still within the promotional 60-day window post account activation period. Otherwise 1.4% p.a. standard variable rate if the Zeller Accountholder has activated their Zeller Savings Account over 60 days ago.