Promotion Terms and Conditions

Last updated 1 October 2026

Earn 2.5% p.a. standard variable rate on funds stored in a Zeller Savings Account from 1 October 2026 12.01AM (AET). This offer is available to new and existing approved Zeller Accountholders who activate and transfer funds to a Zeller Savings Account, and who are ineligible for another interest rate offer or promotion. Accountholders may also be eligible to receive an additional 2.5% p.a. on new funds added after 1 October 2026 12.01AM (AET) (“Bonus Interest on New Funds”). Bonus Interest on New Funds will only be applied to new funds added to a Zeller Savings Account on or after this date, and does not apply to any funds held prior to 1 October 2026 12.01AM (AET). Bonus Interest on New Funds is calculated daily and credited monthly. Bonus Interest on New Funds will not accrue on new funds that are credited and debited on the same calendar day. This rate is subject to change with five (5) day’s notice, at any time. This offer is available to new and existing approved Zeller Accountholders who activate and transfer funds to a Zeller Savings Account, and who are ineligible for another interest rate offer or promotion. The previous standard variable rate is defined as 2% p.a. standard variable rate if the Zeller Accountholder is still within the promotional 60-day window post account activation period. Otherwise 1.4% p.a. standard variable rate if the Zeller Accountholder has activated their Zeller Savings Account over 60 days ago. The information provided on this site is for general informational purposes only and should not be considered as advice that takes into account your business needs and objectives. If you are unsure, seek the advice of a qualified accountant or financial service advisor before deciding whether a Zeller Savings Account is right for your business. Please refer to the Product Disclosure Statement, Target Market Determination and Part C of the Zeller Terms of Service here.

Offer is valid only for new Zeller for Startups customers who activate and successfully onboard for a new Zeller for Startups account (‘Eligible Customers’). For Eligible Customers who make qualified business payments using a Zeller Debit Card, you will earn 5% cash back on the total transaction value for valid transactions processed with an active Zeller Debit Card (“Offer”), on up to your first $2,000 of payments processed. This Offer is available to ‘Eligible Customers’ who currently have an activated Zeller Transaction Account and Zeller Debit Card. Qualified business payments must not be Invalid Transactions (as defined in Zeller’s Terms of Service). Refunded transactions are ineligible for cash back. Cannot be redeemed in conjunction with any other Zeller fee-free processing offer or promotion. Zeller reserves the right to refuse this Offer at its discretion. You can read the full Zeller Terms of Service here.

Offer is valid only for new Zeller for Startups customers who activate and successfully onboard for a new Zeller for Startups account (‘Eligible Customers’). Eligible Customers will earn 3.2% p.a. promotional variable rate on funds stored in a Zeller Savings Account. The information provided on this site is for general informational purposes only and should not be considered as advice that takes into account your business needs and objectives. If you are unsure, seek the advice of a qualified accountant or financial service advisor before deciding whether a Zeller Savings Account is right for your business.  Zeller reserves the right to adjust or change the promotional or standard variable interest rate at it’s discretion. Please refer to the Product Disclosure Statement, Target Market Determination and Part C of the Zeller Terms of Service here.

Offer is valid only for new Zeller for Startups customers who activate and successfully onboard for a new Zeller for Startups account (‘Eligible Customers’). Eligible Customers will have the standard monthly active card fee waived on Zeller Corporate Cards for 365 from the date of Zeller Account onboarding. Cannot be redeemed in conjunction with any other Zeller fee-free processing offer or promotion. Zeller reserves the right to refuse this Offer at its discretion. You can read the full Zeller Terms of Service here.

Limited-time offer valid only for selected new Zeller customers who are not onboarded by a Zeller salesperson, partner or reseller who onboard for a new Zeller Account after 27 July 2025 12:01AM (AET), and purchase a new Zeller Terminal from https://myzeller.com/au/shop, and who receive this email with the subject line "Earn $50 cash back when you complete your Zeller Account registration" (‘Eligible Customers’). For Eligible Customers who process equal to or greater than $5,000 in card-present card payments using Zeller Terminal within 30 days of your Zeller Account onboarding, you will receive a cash back to the value of $50 to your Zeller Transaction Account. Your cash bonus will be settled to a Zeller Transaction Account no later than 30 days after your meet the eligibility criteria. Payments must not be Invalid Transactions (as defined in Zeller’s Terms of Service). Cannot be redeemed in conjunction with any other Zeller fee-free processing offer or promotion. Offer is limited to one redemption per Eligible Customer. You can read the full Zeller Terms of Service here. 

Limited-time offer valid only for new and  selected existing Zeller customers who receive the email with the subject line “Tap more. Pay less.” (‘Eligible Customers’), or who onboard for a new Zeller Account after 13 August 2026 12.01AM (AET). For eligible customers who process approved payments using Tap to Pay with Zeller App between 13 August 2026 12.01AM (AET) and 31 October 2026 11:59PM (AET), you may be eligible for a discounted transaction fee of 1.1% (inclusive of GST) for payments accepted using Tap to Pay with Zeller App. Payments must not be Invalid Transactions (as defined in Zeller’s Terms of Service). Payments must not be refunded. Cannot be redeemed in conjunction with any other Zeller fee-free processing offer or promotion. Excludes payments accepted with Zeller Invoices, Terminal, Virtual Terminal, Payment Links, or any other Zeller acquiring product. After 31 October 2026, your standard Zeller Tap to Pay transaction fee of 1.4% (inclusive of GST) will apply. You can read Zeller’s Terms of Service here.

Limited-time offer valid only for new customers who sign up and onboard for a new Zeller Account after 12.01AM AET 25 August 2026, and  selected existing Zeller customers who receive the email with the subject line “You've unlocked a low 1.1% fee for for invoice card payments” (‘Eligible Customers’). For eligible customers who process approved credit card payments using Zeller Invoices or via the Zeller Online Payment Gateway for Xero Invoices between 12:01AM (AET) 24 August 2026 and 11:59PM (AET) 31 October 2026, you may be eligible for a discounted card-not-present transaction fee of 1.1% (inclusive of GST) for payments accepted using Zeller’s Online Payment Gateway. Payments must not be Invalid Transactions (as defined in Zeller’s Terms of Service). Payments must not be refunded or surcharged. Cannot be redeemed in conjunction with any other Zeller fee-free processing offer or promotion. Excludes payments accepted with Zeller Terminal, Virtual Terminal, Payment Links, Tap to Pay, or any other Zeller acquiring product. After 31 October 2026, your standard Zeller Invoices or Zeller Online Payment Gateway for Xero Invoices processing fee will apply, which is outlined on the Zeller Pricing page. You can read Zeller’s Terms of Service here.

Ongoing offer available to new and existing Australian Zeller customers who are accepting card-present payments integrated with Zeller POS and Zeller Terminal after 12.01AM (AET) 1 September 2026 (Eligible Customers). For Eligible Customers who process approved payments with Zeller POS integrated with Zeller Terminal, your card-present processing fee will be discounted from 1.4% (inclusive of GST) to 1.2% (inclusive of GST) for integrated paymetns accepted with Zeller POS and Zeller Terminal. Discount will be automatically applied at the point of transaction processing.  Not available to customers whose card-present processing fee is less than 1.4%. Payments must not be Invalid Transactions (as defined in Zeller’s Terms of Service). You can read Zeller’s Terms of Service here.

Limited-time offer valid only for selected new Australian Zeller customers who are not onboarded by a Zeller partner or reseller, and who book a demo (virtual, in-person or via phone call) with a Zeller Sales team member, and onboard for a new Zeller Account between 12:01AM (AET) 1 September 2026 and 11.59PM (AET) 31 October 2026 (‘Eligible Customers’). For Eligible Customers who process equal to or greater than $25,000 in approved card-present card payments using Zeller Terminal within 30 days of your new Zeller Account onboarding, you will receive a cash bonus of $500, settled to your Zeller Transaction Account. Your cash bonus will be settled to a Zeller Transaction Account no later than 21 November 2026. Payments must not be Invalid Transactions (as defined in Zeller’s Terms of Service) or refunded. Cannot be redeemed in conjunction with any other Zeller fee-free processing offer or promotion. Offer is limited to one redemption per Eligible Customer. Zeller reserves the right to refuse eligibility at its discretion. You can read Zeller’s Terms of Service here.