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Zeller Transaction Account

Business transaction account that’s smarter than a bank.

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Manage your finances online with a free business transaction account.

Zeller Transaction Account is included free when you sign up for Zeller. Your free business transaction account is instantly ready to use — no lengthy paperwork required.

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Fast settlements

Payments accepted with Zeller Terminal are settled to your business transaction account nightly, 365 days a year.

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Complete control

Get real-time visibility of settlements and payments across every business location and terminal.


Organised finances

Set up separate Zeller Transaction Accounts to easily track and manage spending across your entire organisation.



A powerful business transaction account.


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Setup in minutes

Replace your traditional business bank with a free Zeller Transaction Account you can open online in minutes.

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Manage cards

Activate Zeller Mastercard and order additional cards for employees right from your Zeller Dashboard.

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Track expenses

Track incoming and outgoing payments, and categorise transactions and expenses for greater spending visibility.

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Online transfers

Transfer money from your Zeller Transaction Account to pay bills, wages and suppliers quickly and securely.

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Mobile management

An online business transaction account means goodbye to bank branches, hello simplified finances.


Integrates with Xero

Seamlessly feed Zeller transactions into your Xero account to streamline bookkeeping.

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How Zeller works

Zeller gives you a Payment Terminal, Business Transaction Account, and Business Mastercard, all in one box. 

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Accept payments

Accept payments

Give your customers choice by accepting more cards and payment types. Zeller Terminal works whether you’re selling at the counter or on-the-go.

Accept payments with Zeller

Get your money fast

Get your money fast

Sweep funds to any existing bank account for next business day access, or get funds even faster by settling in to your free Zeller Transaction Account.

Settling funds with Zeller
Manage your spending

Manage your spending

Track your spending and manage your money with a free business Transaction Account, then put it to work with your free Zeller Mastercard.

The Zeller Mastercard 
Only use the parts you need

Only use the parts you need

Zeller’s products work just as powerfully together as they do alongside your existing financial services products, so you can choose which parts you need.

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Clear pricing
with no surprises.

Zeller Transaction Account is good for your business bottom line — it's free to sign up, and free to use. We'll  never ask you to sign a contract, either.

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Zeller Transaction


Your free business transaction account is instantly ready to use after sign-up with no additional paperwork.

Monthly &
Transaction Fees


No account fees and no fees on domestic purchases. A margin is included in our low FX rates for international purchases.

Smarter contact and
customer management.



Zeller Contact Directory is your central hub to manage every business relationship with smarter contact and customer management tools, all within your Zeller Transaction Account.

  • See every payment, transactions and account transfers to or from a specific contact at a glance, in one location. 

  • Store customer or contact details for people and businesses you regularly transfer funds to.

  • View rich details and information for businesses you've spent at with your Zeller Mastercard, for smarter spend management.

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Securing your transaction
account is our business.

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Improving upon and exceeding industry-leading security standards helps us keep your business financial data safe. 

  • Funds are held securely and can be accessed whenever you need. They’re never invested or lent to anyone else.

  • Zeller’s security and procedures are based on the highest international standards, including PCI Level 1 compliance.

  • Account data is protected behind multiple layers of encryption and authentication.

  • Two-factor authentication is enabled on all transaction accounts for added protection.

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Trusted by over 20,000 Australian businesses.

I've learned that cash flow and people are critical for success. We're a company that believes in simplicity and timely management of our funds, so Zeller's fast settlement removes stress and keeps things straightforward.”

Aaron Taylor, Rush Escape Game, Melbourne

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We’re here to help.

Online Support Centre

Search our library of resources to find quick solutions to your questions.

Visit the Support Centre

Ask a question

Send a tweet, or post a question to Facebook to get answers in real-time.

Australia-based support

Phone, live chat or email us Monday to Friday, 9am to 1am Australian Eastern Time.

Speak to the Support Team

The Zeller Business Blog

Guides, tips and merchant success stories to help you navigate your business.

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Custom rates for
larger businesses.

Need help designing a custom payments and financial solution for your business? Zeller Sales is here to help. 

Phone 1800 935 537
Monday to Friday
9am to 5pm Australian Eastern Time

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What is a business transaction account?

What are the benefits of a business transaction account?

How do transaction accounts work?

How do I get a transaction account?

How much does a business transaction account cost?

Why is Zeller Transaction Account the best business transaction account?

Leading Business Transaction Accounts for Your Business Needs