Protect your business from rising costs. Switch to zero-cost EFTPOS.

Protect your business from rising costs. Switch to zero-cost EFTPOS. Learn more

Earn an amazing 4.2% p.a.* interest with a Zeller Savings Account until 31 March. Terms apply.

Earn an amazing 4.2% p.a.* interest with a Zeller Savings Account until 31 March. Terms apply. Learn more

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Zeller Transaction Account

Replace your business bank with a free transaction account.

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Instant Account creation

Create your free Zeller Account in minutes — with no lock-in contracts or need to visit a bank.

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Zero costs

Store and spend your business funds securely with unlimited transfers, payments and cards.

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Smarter Accounts

Manage your finances better with powerful features, reporting, and business analytics. 

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Faster transfers

Transfer funds to and from your Transaction Account with real-time settlement. 

A business Transaction Account for all of your finances.

See sales and settlements flow directly into your Zeller Transaction Account, then spend money with Zeller Debit or Corporate Cards.

  • Create multiple accounts

    Open free Transaction Accounts, or save and earn interest with a Zeller Savings Account.

  • Your money when you need it

    Link Zeller Debit or Corporate Cards to Transaction Accounts for in-person and online spending.

  • See your whole business

    Get payments and spending insights with powerful business intelligence reporting and analytics.

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Helping your business sell, save, and spend.

Every Zeller Transaction Account is packed with powerful features that support every part of your business finances.

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BSB and Account Number.

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Free real-time fund transfers and BPAY payments. 

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Assign contacts and customers to each transaction.

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Attach invoices, receipts and notes to transactions. 

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Xero integration and expense categorisation.

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Manage everything from the free Zeller App. 

Fully-featured business accounts. 

Zeller Transaction Account is created free when you sign up. You’ll get a BSB and Account Number instantly. 

Settle funds to and from your Zeller Transaction Account with real-time settlement (where enabled).

Link Zeller Debit and Corporate Cards to accounts with the click of a button.

Break down incoming and outgoing transfers, and categorise transactions.

Use BPAY® to pay bills quickly, right from your Zeller Transaction Account.

Assign contacts and attach receipts to expenses to understand spending trends.

Connect Zeller Transaction Account with Xero Bank Feeds and save time on admin.

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Fast transfers

Settle funds to and from your Zeller Transaction Account with real-time settlement (where enabled).

Manage cards

Link Zeller Debit and Corporate Cards to accounts with the click of a button.

Track expenses

Break down incoming and outgoing transfers, and categorise transactions.

Pay bills with BPAY

Use BPAY® to pay bills quickly, right from your Zeller Transaction Account.

Assign contacts

Assign contacts and attach receipts to expenses to understand spending trends.

Integrate with Xero

Connect Zeller Transaction Account with Xero Bank Feeds and save time on admin.

Get your money faster.

Settle funds, accept supplier payments, or transfer money in — then spend however you need. 

  • Spend in-store and online with physical or virtual Debit Cards. 
  • Link Zeller Debit and Corporate Cards to nominated accounts to manage team expenses.
  • Track spending across every Transaction Account and Card from Zeller App or Dashboard n real-time.
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Understand your spending.

Track expenses and manage business relationships in Zeller Dashboard with Contact Directory. 

  • See payments, transactions and transfers to or from contacts at a glance.
  • Store contact details for customers, people and businesses.
  • View details and information for stores you've spent at with Zeller Debit or Corporate Cards.
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Grow your business savings.

Save funds in a Zeller Savings Accounts to earn faster, and with a better interest rate, than other traditional providers.
  • Activate your Zeller Savings Account with a click  — no application forms required.
  • Earn 2.0% p.a. for the first 60 days, then a competitive 1.4% p.a. standard variable rate ongoing.
  • Withdraw funds to use and spend, whenever you need them.
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Financial tools for every business.

Use Zeller as your complete business financial ecosystem, from payments to accounts and cards. Or just select the parts you need — it's that easy.

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Faster settlements.

Settle funds accepted with Zeller Terminal to your Zeller Transaction Account for faster access. 

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Cash flow at your fingertips.

Spend funds stored in your Zeller Transaction Account using your Zeller Debit Card. 

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Business finances, simplified.

With a dedicated business Transaction Account, keep tabs on your money, streamline taxes and more, in one place.

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Fee-free business transaction accounts.

Don’t pay to manage your own money — our powerful business Transaction Accounts are fee-free.

Zeller Transaction
Account

Free

Transaction Accounts are free, with no recurring monthly fees.

Minimum Balance Requirements

$0

No minimum monthly balance required.

Account Setup Fees

$0

It's free to sign up for your Zeller Transaction Account.

Transfer Fees

$0

Free, unlimited real-time fund transfers to and from your Account. 

Zeller is better than your business bank. Here’s why.

Fast online account creation

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No minimum balance

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$0 account fees

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Unlimited transactions

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Dedicated mobile app

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Integrates with Xero

Yes Yes

Easy-to-use Account Dashboard

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Expense tracking

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No lock-in contracts

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Connects with other business tools you use

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7-day support via phone, email and SMS

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Opening a Zeller Transaction Account is free and fast.

1

Sign up free online.

Creating a Zeller Account takes minutes for most businesses, and it’s free. 

2

Add funds to your Account.

Transfer funds to your new Account to start with an opening balance. 

3

Explore Zeller products.

Discover every financial product available to your in Zeller Dashboard.

Frequently Asked Questions

What is a business Transaction Account?

How do I get a Zeller Transaction Account?

How does a Transaction Account work?

How quickly can I open a Transaction Account?

How much does a business Transaction Account cost?

Why is Zeller Transaction Account the best business Transaction Account?

How do I choose a business bank account?

Learn More about Our Leading Business Transaction Accounts