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It's been a big start to 2025, and we’ve been hard at work building and releasing your most requested features. This month has seen a major new feature release – Zeller Bill at Table – as well as several other exciting enhancements and updates to help you get paid more smoothly when using Zeller POS Lite . Read on to learn more about what’s new at Zeller this April. Accept cash payments with Zeller POS Lite. While card transactions are by far the preferred payment method for most Australians, we’ve now enabled you to also record physical cash sales when you’re using Zeller POS Lite from Zeller Terminal or App. To record cash as the tendered option in a transaction, simply select the items to be sold as usual, and then select “cash” as the tender for payment. Key in how much has been paid in physical cash, and provide customers with an itemised receipt. If your customers choose to tip with physical cash (e.g. “You keep the change”), this can now be recorded too. The option to record cash sales in Zeller POS Lite is controllable by site, and turned off by default. Simply activate this option in ‘Settings’ on both Zeller Terminal 2 and Zeller App . Also, watch this space – more features related to how you manage and report cash payments are coming soon! Process 100% discounts on items sold with Zeller POS Lite. Applying a discount to an item sold using Zeller POS Lite is now even easier, as we’ve added the ability to offer a 100% discount (or a $0 sale) in the event you’re supplying a giveaway, offering a free gift with purchase, or issuing warranty receipts. By being able to record items discounted by 100% with Zeller POS Lite on your terminal or Zeller App, you’ll benefit from clearer inventory reconciliation and a much more accurate view of your total items sold in any time period. Present the bill and accept payment tableside seamlessly with Zeller Bill at Table. Restaurants can now present diners with itemised bills displayed directly on Zeller Terminal 's large digital screen, and then instantly accept payment tableside. Zeller Bill at Table allows customers to settle their bill quickly, split payments effortlessly and tip with ease, making for happier diners and faster table turnover. In fact, Zeller Bill at Table is proven to help restaurants turn tables up to 73% faster from bill request to out-the-door. As Ben Hickey from The Roosevelt in Sydney  said, “More covers means more revenue". Learn more about Zeller Bill at Table here . Enhanced site management from Zeller App. Merchants with multiple business locations can now manage their sites directly from within Zeller App, including site-specific features such as surcharging, GST, tipping, receipt and terminal customisation. This makes it easier for you to make instant changes to site settings – for example, enabling tipping for a pop-up restaurant, or switching off tipping prompts when the lunch rush hits – when you’re on the go, rather than having to log into your Zeller Dashboard from a desktop computer. Smarter item management with Zeller Invoices. Time-saving functionality that was originally developed for Zeller POS Lite (and proved very popular) has now also been added to item management on Zeller Invoices. This includes improved handling of attributes and discounts, plus new support for item modifiers, too. The navigation of Zeller Invoices has also had a refresh, with a sleek new side menu that allows you to browse or create items, complete with unit price, quantity, and description. You can also now toggle GST on or off, apply discounts, and reorder items on your invoice via drag and drop, making it easier than ever to create and send customised invoices that help you get paid faster. Try out these new features today. To test these new additions, simply log in to your Zeller Dashboard , or try them out with Zeller POS Lite from Zeller Terminal or App. If you have ideas for other features, send them through to us at feedback@myzeller.com . We love to hear what our merchants would like to see from us, and are proud to say that the majority of this month’s releases have been developed and launched based upon feedback we’ve heard from you.

More than 100,000 of you are now using Zeller to run your business finances. Your support — and feedback — is what drives every feature and product we build. Here’s a look at everything we created for you in 2025. 1. Personalised Zeller Debit and Corporate Cards At Zeller, we work to bring your brand to life across every customer touchpoint. From the screen on your terminal to the colours of your invoices, our goal is to help you customise every payment experience so it reflects your business. This year, we expanded that personalisation to Zeller Debit and Corporate Cards, giving you the ability to add a custom logo and label to your physical cards. As well as reinforcing your brand’s professionalism, a personalised card makes it even easier to manage business finances by quickly being able to distinguish business from personal spending. Learn more.  2. China UnionPay acceptance This year, China was Australia’s largest tourism spender, contributing $9.2 billion to the local economy — and that’s not counting the thousands of Chinese nationals living and studying locally. That’s why we made it a priority to help Australian businesses better serve this growing customer base by accepting their preferred payment method: UnionPay. With more than 200 million cardholders worldwide, UnionPay unlocks new opportunities for Zeller merchants across in-person payments on Zeller Terminal, as well as invoices, Tap to Pay, and payment links. Plus, it comes with the same simple, low, flat 1.4% transaction fee as all other card payments accepted with Zeller. Learn more . 3. Scheduled one-time and recurring transfers from your Zeller Transaction Account From paying suppliers, employee wages, and rent to transferring funds to your tax or savings accounts — running a business means constantly moving money. This year we rolled out one of your most-requested features: the ability to schedule one-time or recurring fund transfers. You can now send funds at a future date and time — right down to the quarter hour. Set transfers to occur once or on a recurring daily, weekly, or monthly schedule, and choose exactly when that schedule ends. And if plans change, you can update or cancel a schedule at any time. You can schedule transfers from Zeller Dashboard or Zeller App. Learn more.   4. Oracle and Linkly-integrated POS enhancements For businesses using a point-of-sale system integrated via Linkly or Oracle Simphony, we released two major updates this year designed to make customer service even more seamless. The first: accepting over-the-phone payments. You can now manually enter card details on your Zeller Terminal when a sale is pushed from your POS — no physical card needed. Learn more .  The second: issuing refunds that aren’t linked to a previous POS transaction. This update allows you to push an unmatched refund from your Linkly- or Oracle-integrated POS to your Zeller Terminal, which then processes the refund directly back to the customer’s card. Learn more . 5. Bill at Table on Zeller Terminal When we built Pay at Table in 2023, it was our first step toward solving a long-standing challenge for table-service restaurants: the disconnect between finalising the bill at the counter and accepting payment at the table. This year, we introduced its even more powerful successor: Bill at Table . Restaurants can now present diners with itemised bills directly on Zeller Terminal’s large digital screen and instantly accept payment instantly tableside, without locking up the POS. It’s a game changer for customers and waitstaff alike. Diners can select which items they want to pay for, or they can split the bill by percentage — while staff spend less time running between the POS and the table and more time serving guests. Learn more . 6. Smarter item management with Zeller Invoices When we saw how much merchants were loving the ability to use item attributes, discounts, and modifiers in Zeller POS Lite , we made it a priority to bring that same functionality to Zeller Invoices . You can now add any attributes (such as size or colour) or modifiers (like customisations) as well as discounts from your item library directly to your invoices. Learn more . We also introduced the ability to add service charges to Zeller Invoices, which merchants can use if they apply weekend or public holiday surcharges, delivery fees, or packaging costs. And to make invoicing even more affordable, we added the option to pass on the invoice processing fee as a surcharge. Learn more . 7. Invoicing on Zeller App With more business owners running their operations from their smartphones, the ability to send invoices on Zeller App was one of our most-requested features. We’re continually enhancing the app to ensure it offers the same powerful functionality as Zeller Dashboard, and this year we delivered on that promise. You can now create, send, manage, and track invoices directly from your iPhone or Android smartphone. For mobile businesses and tradies, this means you can send an invoice the moment a job is done — helping customers pay faster and keeping your cash flow moving. Learn more .  8. Zeller for Startups Inspired by the experience of our own founders — who had to navigate the outdated business-banking landscape while building Zeller — we set out to create a free, purpose-built solution that gives new founders every financial tool they need to start and scale. This year, we launched Zeller for Startups : a solution designed for founders, by founders, giving early-stage businesses greater control and visibility over their finances: from invoicing to transaction and high-interest accounts, spending cards, expense management, and more. Learn more .  9. Zeller Developer Suite One of the most exciting launches of the year came to the aid of enterprise and multi-location businesses, with Zeller Developer Suite — a developer-focused payments platform designed specifically for complex, high-volume organisations. This enterprise-grade platform brings together a comprehensive suite of software development kits (SDKs) and application programming interfaces (APIs), enabling developers and organisations to seamlessly integrate Zeller’s secure payments stack into their own POS software, kiosks, mobile apps, and websites.  10. Enhanced funtionality with Zeller POS Lite This year, we continued to expand the functionality of Zeller POS Lite , giving merchants even more flexibility to tailor it to their business needs. While card payments remain the preferred method for most Australians, we introduced the ability to record cash sales directly in Zeller POS Lite — whether you’re using it on Zeller Terminal or in Zeller App. Learn more . We also made it easier to recover higher operating costs, such as weekend and public holiday surcharges, delivery fees, or corkage, and introduced the option to apply 100% discounts when offering giveaways or free gifts with purchase. Plus, we rolled out itemised receipts, giving customers a clear breakdown of every item in their order. Learn more .  And so much more… From expanding our list of POS integrations to redesigning receipts, enabling multi-site management on our app, and refreshing the user interface across Zeller Dashboard, we also shipped hundreds of smaller improvements in 2025 that didn’t make it onto this list. If there’s something you didn’t see here — but would make your workday easier — we want to hear it. Share your suggestions at feedback@myzeller.com. We’re looking forward to an even more ambitious 2026, with new tools already in the works to help your business thrive.

If you’re a business owner, who is open to the idea of embracing new technology, but haven’t yet entered the chat with artificial intelligence, this article is for you. Here, we outline the best AI tools for small business, and how you can use them to save time – and money – in your day-to-day operations. Artificial intelligence is quickly becoming a staple tool for business owners who want to save time and work more efficiently. According to the Australian Government, 41% of small and medium-sized enterprises are already using it. While there are a growing number of highly sophisticated paid platforms that can do everything from automating complex workflows (think Zapier , Make , and Power Automate ) to integrating AI agents to respond to social comments or customer queries ( Manychat , Tidio , and Intercom ), and automate inventory operations ( Zoho and Cin7 ), not every business needs these advanced tools. AI for small businesses with fewer resources and smaller budgets looks a little different. Read on to discover the best free AI tools and how best to use them for your small business.  But first, what is AI? Artificial intelligence (AI) refers to computer systems that can perform tasks typically requiring human intelligence – like understanding language, recognising images, or making decisions. By analysing large amounts of data and learning from patterns, AI tools can generate insights, create content, and improve their performance over time. What are AI tools? AI tools are applications that use artificial intelligence to carry out specific tasks – such as writing text, designing images, analysing data, or answering questions. They take the complex capabilities of AI and package them into easy-to-use software that anyone can access, often for free or at a low cost. Perplexity, ChatGPT, and Canva AI, are three such tools, which we will discuss in more detail below. The best AI tools for small businesses are those that simplify and reduce the time spent on essential but time-consuming tasks – like copywriting, marketing, branding, customer service, or design – freeing you up to focus on the core aspects of your business. Top three AI tools for small businesses: 1. Perplexity What is Perplexity? Perplexity AI is an AI-powered search and answer engine that combines natural language understanding with real-time web research. It retrieves factual information with citations for its answers, and continuously updates from the internet, providing current and trustworthy data. What it’s great for: doing research and generating concise, factual answers. What it’s not great for: creative content generation or conversational dialogue.  How to use Perplexity AI for small businesses 2. ChatGPT  What is ChatGPT? ChatGPT is an AI-powered chatbot that understands and generates human-like text by analysing language patterns from vast amounts of data, enabling it to deliver natural, helpful responses. It can answer questions, write and edit content, brainstorm ideas, and simplify complex topics.  What it’s great for: creative and conversational tasks like writing, brainstorming, and coding. What it’s not great for: doing research, as it can produce inaccurate or outdated information. How to use ChatGPT for small businesses 3. Canva AI What is Canva AI? Canva AI is an artificial intelligence tool built into Canva that helps users quickly create professional-looking designs. It can generate images, illustrations, social media graphics, templates, and other visual content from simple prompts, saving time and making design accessible even for non-designers. What it’s great for: creating professional-looking, simple designs and visuals for digital use. What it’s not great for: creating highly customised or complex designs, or anything that will be used for large-format printing. How to use Canva AI for small businesses A word of warning when using AI for small businesses While AI tools like Perplexity, ChatGPT, and Canva AI can save time and inspire creative ideas, they aren’t perfect. Always double-check facts, verify sources, and review content for accuracy before using it to make business decisions. Similarly, AI-generated designs can be great, but the imagery may not always be 100% accurate – it’s not unusual for a hand to have an extra finger, or for objects to be floating in midair! So ensure you always inspect the images closely before using them. Also, AI-generated designs can resemble stock images or copyrighted styles and will lack the resolution required for printing, so if you are going to be sharing the assets widely (for example in a paid advertising campaign or printed on a product label), it’s important to involve the expertise of a professional graphic designer. Always remember to treat AI as a helpful assistant – not a replacement for your judgment or expertise.