Zeller x Discover
  • Payments & Point of Sale Solutions

Discover® Network and Diners Club International® Cards: Now Accepted with Zeller

5 min. read
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Key Takeaways
  • Discover® Network and Diners Club® cards are now accepted with Zeller.

  • 378+ million cards that run around the globe1

  • Capture more international tourist and business traveller spending.

  • No additional setup required for existing Zeller merchants.

  • Transparent flat transaction fee with no extra acceptance costs.

Zeller now gives international customers even more ways to pay, with the addition of Discover® Network and Diners Club International® acceptance — a global payments network boasting 378+ million cards worldwide1.

A recent report revealed that in the year ending March 2025, international tourists took 8 million trips to Australia, spending $37.1 billion — a 15% increase year on year. For Australian businesses, that’s a significant opportunity. Whether you operate in tourism, hospitality, entertainment, or retail, accepting your cardholder’s preferred payment method can give your business a meaningful competitive edge.

That’s why we’ve joined forces with Discover® Network — an international acceptance network that provides global acceptance to cardholders of participating issuers from around the world.  Through this collaboration, Zeller merchants can now accept Discover Network and Diners Club® on Zeller Terminals as well as Virtual Terminal, Payment Links, Invoices, and via Zeller's online gateway when accepting Xero Invoice payments.

In this article, we break down the differences between Discover Network and Diners Club, who uses these cards, and why accepting them could help you capture more international spend.

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Who is Diners Club International®?

Established in 1950, Diners Club® was the world’s first multi-purpose charge card — transforming the way consumers and businesses pay for goods and services. Today, it is a globally recognised premium card brand with 40+ issuers in 35+ countries2.

Diners Club is serving the payment needs of select and affluent consumers, offering access to more than 1,700 airport lounges and experiences worldwide3, and providing corporations and small business owners with an array of expense management solutions.

Who is Discover® Network?

Discover Network is an international acceptance network that provides global acceptance to cardholders of participating issuers from around the world. It empowers intuitive checkout experiences with fast approvals and flexible transactions to help consumers pay how, when, and where they choose.

Together with its partners Diners Club and PULSE®, the global network is accepted in more than 185 countries and territories. Discover® Network processes billions of transactions annually and deliver reliable, secure, and seamless payment solutions worldwide.

Zeller Terminal x Discover® Network

Accepting Discover® Network could capture more sales from global customers

Discover® Network also has more than 30 network alliances4 with card networks and payment organisations around the world. These include BC Card (South Korea), Cabal (Argentina), Dina Card (Serbia), Elo (Brazil), Mercury (UAE), RuPay (India) and Troy (Turkey) and many more. This means that travellers and international shoppers from the Europe, Middle East, and Africa  to Latin America, Asia and Canada, can all use these preferred cards wherever Discover Network and Diners Club are accepted.

Choosing a payment provider that accepts Discover Network and Diners Club cards (like Zeller) could increase your business’s reach and revenue. International travellers actively seek businesses where their preferred cards are accepted. Plus, they may spend more per transaction when they can use their preferred card, as they don’t have to worry about foreign transaction fees or currency issues.

More payment options could mean more potential sales. Every card you accept removes a barrier between the customer’s desire to buy and completing the sale. By adding Discover Network and Diners Club alongside Visa, Mastercard, American Express, China Union Pay and others, your business is positioned to serve a wider audience and capture more international spend.

How to start accepting Discover® Network and Diners Club International® with Zeller.

If you're already using Zeller, you don't need to do anything — Discover® Network and Diners Club® acceptance is automatically enabled. There are no additional fees, either; these popular cards are accepted at the same low, flat rate that you accept every other card with Zeller.


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Yes, all Zeller Terminals automatically accept Discover® Network and Diners Club® cards. Customers can tap, insert, or swipe their cards just like any other major credit or debit card.

If you're already using Zeller Terminal, there's nothing extra you need to do. Discover® Network and Diners Club® acceptance is automatically enabled. If you're new to Zeller, simply sign up for a free account, order your Zeller Terminal, and you'll be ready to accept Discover Network and Diners Club right away.

No, there are no additional fees beyond Zeller's low, flat-rate transaction fee. This transparent pricing applies equally to all Discover® Network and Diners Club® transactions.

Yes — transactions using Discover® Network and Diners Club® on Zeller Terminal are secure. Zeller’s payments platform is built with industry-leading security standards, including end-to-end encryption, full PCI-DSS compliance (Level 1), and real-time fraud prevention with 24/7 monitoring to safeguard every card payment. Zeller also uses multiple layers of account encryption and authentication to protect your business and your customers’ data, and a dedicated team helps detect and address suspicious activity. These measures apply to all card types accepted on the terminal, ensuring that international payments like Discover Network and Diners Club are processed with the same high level of security as other major cards.


1. Total cards include open cards on Discover Network, DCI and network alliances. Based on information provided by network participants, and RBR Data Services published as of 2024.

2. DCI Issuers included in total count have active Network Participation Agreements (NPA) or Sublicense NPAs which authorize them to issue DCI products and include only those franchises with cards in force (CIF) in market.

3. Based on information provided by third-party service providers and Network Participants.

4. Based on signed Network Alliance Agreements