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- Payments
Zeller Terminal: Your EFTPOS Payments Solution, and So Much More
Zeller Terminal costs $99 outright — there are no lock-in contracts, monthly fees or hidden fees, just one, low flat transaction rate.
Zeller POS Lite comes built in — letting merchants build an item library, take orders, and accept payment from one device.
Hospitality features are purpose-built — Pay at Table and Split Payments speed up service, reduce errors, and increase tips.
Merchants get same-day access to funds — settlements to a Zeller Transaction Account land that night, 365 days a year.
Everything is manageable remotely — staff permissions, receipt branding, and live sales data can all be controlled from the Zeller Dashboard or app.
Meet your newest recruit: a sleek, reliable multitasker that takes payments, cuts costs, grows tips, splits bills, delivers insights, and builds your brand.
EFTPOS machines used to do one thing — accept card payments. In 2026, they're the beating heart of a business's finances. Zeller Terminal is an award-winning payment terminal leading that shift, giving businesses real-time visibility of their cash position, sales insights, and near-instant access to their funds. Here are ten reasons it's more than just an EFTPOS machine.
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10 reasons to choose Zeller Terminal
1. It saves your business money
Zeller Terminal is yours to own outright for the low cost of $99, which also includes a free built-in point-of-sale system. There are no monthly rental fees, no lock-in contracts, and no hidden costs. Once you start taking payments, you will only ever incur one low, flat fee for all card types including American Express.
"My costs for five terminals across three locations were in excess of $5500 a month… So I said enough is enough. I'm done spending this sort of money on bank fees."
Kirsten Pitman, restaurant owner in Victor Harbor, South Australia
2. Customers can pay however they like
Zeller Terminal accepts every major card — Visa, Mastercard, eftpos, American Express, JCB, China UnionPay, Discover® Network, and Diners Club International®. Customers can tap a phone, watch, or contactless card; insert and PIN a chip card; swipe and sign; or phone in their card details.
3. Your brand stays front and centre
Whether they’re printed or sent digitally as an email or SMS, Zeller receipts can incorporate a custom logo at the top of the receipt, as well as business details, social media handles, a brief message or returns policy. Similarly, Zeller Terminal’s large digital screen can be customised with an image of your choice, letting you engage customers with your brand while you scan their items or pull up their order.
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4. There's a full point of sale, built in
Zeller Terminal comes with Zeller POS Lite installed out of the box — no separate till or POS app needed. Build an item library, organise a cart or order, print kitchen tickets, and take payment, all from the one device. For businesses without a fixed counter — market stalls, pop-ups, food trucks — it's a complete checkout in your hand.
5. Splitting the bill takes seconds
No more passing around a phone calculator after a group meal. Customers can split by custom amount or by headcount, which speeds up table turnover and frees the terminal for other staff faster. It also means every diner gets their own prompt to tip, which tends to add up to more than one lump-sum tip from the table.
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6. Bills get settled at the table
With Pay at Table, waitstaff bring the bill and the payment device together — no more shuffling back and forth to the counter. The table status updates in real time across every machine, cutting errors and speeding up service.
7. Refunds are simple, and free
Process full or partial refunds in a few taps, and control which staff have permission to issue them. Zeller doesn't charge any fee for refunding a customer, so making things right never costs you extra.
"When someone changes their mind, I can just immediately exchange it or refund it. They don’t have to come back in. For us that’s a lovely experience, and that’s what we’re all about."
Owner & Founder of Christian Kimber, Melbourne
8. You get real-time business insights
Most payment providers only show you totals at close of business, or bury them in a monthly statement. Zeller Dashboard and Zeller App give you live transaction data and a searchable history, so you can track cash flow, spot cost-saving opportunities, and catch sales patterns as they happen — not weeks later.
9. You get paid faster
Settle into a Zeller Transaction Account and the day's takings land that same night, 365 days a year. Settle to a third-party bank and you'll have funds by the next business day either way — faster access that helps keep payroll and supplier payments on time.
10. You can manage every terminal remotely
Running more than one location? Manage every Zeller Terminal from the Dashboard or the app: update staff permissions, edit receipt details, and keep every site consistent — without visiting each one in person.
Plus, it's built to protect your business
Zeller encrypts every transaction end-to-end, from terminal to settlement, over open Wi-Fi, secured Wi-Fi, or mobile broadband. Behind the scenes, a team monitors for suspicious activity, blocks fraudulent transactions, and handles disputes with the bank directly — so chargebacks don't become your problem to chase.
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Not using Zeller Terminal?
Make the switch today and enjoy no monthly fees, and one low, flat transaction fee of 1.4% for all cards, including Amex.
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