Tap to Pay

Take payments with your smartphone.

An EFTPOS terminal right in your pocket.

Using Tap to Pay with Zeller App, you can take payments using your smartphone's built-in NFC reader — no EFTPOS terminal required. Plus it works with all major cards, as well as Apple Pay and Google Wallet.

Tap to Pay video image

Accept payments in under 20 seconds.

Phone

No terminal needed.

Take payments with any Android device or iPhone XS with iOS 16.4 or later.

Security

Secure payments.

End-to-end contactless payment encryption.

Process

All-in-one.

Don't sign up for a separate App. Use Tap to Pay with Zeller App today.

Low Fees

Affordable fees.

Pay a low 1.4% per transaction for all cards, including American Express.

POS Lite

Free built-in POS system.

Add items, variations and discounts directly on your smartphone.

Paper Plane

Provide digital receipts.

Send itemised email, SMS or QR code digital receipts.

Fast money

Get paid nightly.

Funds are settled nightly into a Zeller Transaction Account.

How to set up Tap to Pay.

Zeller App on Apple store
Set up Tap to Pay - Apple
Key in an amount
Zeller App - Apple Pay Screen

Turn your smartphone into a POS.

Sell items, track sales, and accept payments from your smartphone.

  • Organise top sellers as favourites for easy access.

  • Add items, categories, attributes and modifiers.

  • Apply discounts instantly to a cart.

Learn more
Turn your smartphone into a POS
Tap to Pay - Android

Secure payments, every time.

Utilising NFC, your customer's card details are securely encrypted end-to-end for every payment. Plus with no hidden PCI compliance or chargeback fees, we'll protect your payments every step of the way.

Nightly payments, 365 days a year.

Enjoy 7-day settlements to your Zeller Transaction Account.

  • Make in-person or online purchases with Zeller Debit Card.

  • Grow your money faster with a high-interest savings account.

  • Reconcile easily with a Xero Bank Feeds integration.

Learn more
Payments Home Screen - Zeller App
Smartphone Payments - Android and Apple

Take payments with compatible smartphones.

Accept payments with any Android smartphone, or iPhone XS or later operating with iOS 16.4. Download Zeller App, enable Tap to Pay, and start selling instantly. 

Tap to Pay for small and medium businesses.

During busy periods, speed up the queue at your food truck by simultaneously taking payments down the line with your smartphone.

Popular products

Food trucks

If your market stall runs once or twice a month, there’s no need to buy an EFTPOS machine, simply enable Tap to Pay on your smartphone and start take payments instantly.

Popular products

Tap to Pay - Android

No need to worry about carrying extra payment devices or gear. Just use your smartphone to take payments with Tap to Pay and provide digital receipts in one interaction.

Popular products

Tap to Pay - Apple

Need a compact terminal to fit into your vehicle? Take payments with your smartphone, your customer can pay with their smartphone or tap their card before exiting the vehicle.

Popular products

Tap to Pay - Android

Personal trainers, makeup artists, barber shops can use Zeller Tap to Pay without needing to set up a terminal. After the service, simply key in the amount on your smartphone, take the payment and provide a digital receipt.

Popular products

Tap to Pay - iPhone

Transparent pricing, every time. 1.4% per tap.

One low rate for all domestic cards – including American Express – no monthly fees. It's that easy.

VisaMastercardAmerican ExpressEftpos PaymentApple PayGoogle PayJCBChina UnionPay Logo

Try Tap to Pay for free! Enjoy cash back on fees for your first 30 days. Terms apply.

Accounts - Zeller App

Download the Zeller App

Add Zeller App to your iPhone or Android smartphone.

Frequently Asked Questions

Tap to Pay is a secure contactless payment method. Tap to Pay payments are taken when your customer taps their card or digital wallet on your phone’s NFC (Near field communication) reader, when prompted by an application to process a payment. During this process, a unique, single-use-use code, known as a token, is created for each transaction, so that your customer’s card information is not stored or copied locally. 

With Zeller Tap to Pay, every payment adheres to the strictest industry standards of security, including Level 1 PCI DSS compliance.

Zeller Tap to Pay is compatible with any NFC-enabled Android smartphone, or iPhone model XS or later operating with iOS 16.4. To accept payments using Tap to Pay, your phone will also require the Zeller App, and an approved Zeller Account.

To set up Tap to Pay on your phone, download the free Zeller App and log in to your Zeller Account. Then, select Tap to Pay from the navigation menu on the Zeller App.

  1. Tap Set Up Now

  2. Assign a unique name for your device and tap Next

  3. Choose a site for your device and tap Next. Or, you can create a new site if required. 

  4. Confirm if GST should be applied to transactions, and then tap Next

  5. Confirm if you want to enable surcharges to apply to your Tap to Pay transactions, then tap Next 

  6. You can choose to enable tipping, then tap Next 

  7. Review and configure your digital receipts, then tap Finish Setup

For iPhone specific instructions see here, or for Android specific instructions, see here.

You can accept a wide range of contactless payments with Tap to Pay. This includes taking payments from physical contactless credit and debit cards issued by Visa, Mastercard, American Express, JCB, and UnionPay. You can also accept contactless payments from digital wallets such as Apple Pay and Google Pay using your smartphone or NFC-enabled device (such as an Apple Watch).

If your Tap to Pay payment fails, ensure your customer is placing their contactless card directly near your phone’s NFC reader. Try both physical and digital wallet payments. If you need further assistance, please, contact Zeller Support.

Tap to Pay: The Future of Contactless Payments

Taking contactless card payments with your phone is now possible thanks to Tap to Pay. Enabled by Zeller App, this cutting-edge technology allows you to use your smartphone – iPhone or Android – like an EFTPOS machine. Simply key in the amount to be charged to your customer, hold out your smartphone, and let them tap their card or their mobile wallet to the device. Tap to Pay payments are processed instantly and securely. Not only does Tap to Pay remove the initial outlay of an EFTPOS machine for many small businesses, but it also provides a much more convenient payment option for mobile businesses.

Tap to Pay Technology Built for Both iPhones & Android Devices

For merchants using Tap to Pay on Android, the feature is currently supported on Android 10 phones or later versions with inbuilt NFC technology. Tap to Pay on iPhone is available to all users with an iPhone XS or later, using iOS 16.4 or later. To get started, simply download the Zeller App on your smartphone, and follow the steps to configure your device. Once configured, you can start accepting EFTPOS payments immediately. Tap to Pay with Zeller App incurs one low flat transaction fee of 1.4% for all cards, (including American Express) or you can choose to pass on the fee to your customer through surcharging.