Zeller Mechant Fees

Affordable merchant fees for all businesses.

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Simplified merchant fees.

What do merchant fees mean for your business? They’re part and parcel of any venture that involves a financial transaction, but managing your merchant fees doesn’t have to be a headache. A fully integrated transaction account and EFTPOS terminal can simplify the process, significantly reducing the amount of admin required on your part.

Keep reading to learn the basics of managing merchant charges, as well as how to keep your fees as low as possible — from account setup, right through to the point of sale.

Get paid faster with affordable merchant fees.

Accept every card payment with affordable merchant fees with an all-in-one EFTPOS solution.

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Contactless devices

Customers can tap their smartphone, watch or other NFC-enabled device directly to Zeller Terminal.

Contactless cards

Customers can quickly tap their contactless-enabled credit or debit card to complete the transaction.

Chip cards

Insert chip cards into Zeller Terminal and, if needed, customers can securely enter their PIN on the screen.

Magstripe cards

Customers can swipe their card on Zeller Terminal, then enter a PIN or sign the receipt to authorise the payment.

MOTO payments

MOTO payments allow merchants to manually enter card details directly into Zeller Terminal to accept over the phone payments.

QR codes

Customers can scan QR codes with the terminal’s built-in scanner to pay via Alipay and WeChat Pay. Coming soon.

Understand your real cost of card acceptance.

Many merchant services providers will charge you expensive monthly terminal rental costs, account fees, and sneak in hidden costs.

Zeller’s pricing is transparent and fair, so you’ll always know exactly what you’re paying.

Speak to Zeller Sales about reducing your cost of acceptance

Affordable EFTPOS machine pricing.

Try Zeller Terminal for 30 days. If you're not satisfied, we'll refund the purchase price.

In-person payments

1.4%

One low rate for all cards. Even lower rates available for larger businesses.

Over-the-phone payments

1.7%

Manually enter card payments directly into Zeller Terminal.

Zero-cost EFTPOS

Surcharge all or part of your fees with Zeller Terminal.

Zeller
Terminal

$259 ^$299

Yours to own with no monthly rental fees or lock-in contracts.

How Zeller works.

Zeller gives you a Payment Terminal, Transaction Account, and Debit Card, all in one box.

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Accept payments

Accept more cards and payment types with Zeller Terminal, whether you’re selling at the counter or on the go.

Get your money fast

Sweep funds to any existing bank account, or get faster access to your money by settling in to your free Zeller Transaction Account.

Manage your spending

Track your spending with a free business Transaction Account, then put your money to work with your free Zeller Debit Card.

Only use the parts you need

Zeller’s products work just as powerfully together as they do alongside your existing financial services products.

Trusted by over 25,000 Australian businesses.

I’ve learned that cash flow and people are critical for success. We’re a company that believes in simplicity and timely management of our funds, so Zeller’s fast settlement removes stress and keeps things straightforward.

Aaron Taylor, Rush Escape Game

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Local support people.

Get hardware support

Need help choosing the right accessories to go with Zeller Terminal? Contact our local support team today.

Visit the Support Center

Ask a question

Send a tweet, or post a question to Facebook to get answers in real-time.

Australia-based support

Phone, live chat or email us Monday to Friday, 9am to 1am Australian Eastern Time.

Speak to the Support Team

The Zeller Business Blog

Guides, tips and merchant success stories to help you navigate your business.

Read the blog

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Affordable merchant fees for larger businesses.

If you process over $250K of card transactions annually, the Zeller Sales team can design a custom pricing solution that will improve your bottom line.

Phone 1800 935 537
Monday to Friday
9am to 5pm Australian Eastern Time

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Frequently Asked Questions

What are Merchant Fees and Charges?

Can some Merchant EFTPOS Transactions be Fee-free?

How Zeller manages Merchant Fees

Learn more about how Merchant Charges can Affect Your Business

Have a question which isn’t answered here? Contact us!

Learn more about Merchant Fees made simple

Every time your business processes a cashless transaction, there is a small merchant fee to pay. This cost covers the checks and balances that must occur in order to safely move funds from a customer’s bank account into your own. Often, these fees will vary based on the type of card a customer chooses to use — making it difficult to understand how much you’re really paying in merchant charges.

With Zeller, there is one low rate for every in-person transaction. Each tapped, dipped or swiped payment costs just 1.4%, including American Express. Zeller also makes it easy for you to pass that cost — either as a whole or in part — onto customers as a surcharge.

What are Merchant Fees & Charges?

The fees associated with EFTPOS transactions can be confusing. Each payment services provider sets its own EFTPOS pricing rates, and some services come with hidden merchant fees, charges and transaction limits. Depending on which provider you select, you may be required to pay

establishment fees
installation fees
monthly merchant account fees
terminal rental charges
minimum service fees
statement fees
cash out fees

And on top of all this - transaction fees for processing payments. The more you’re paying in merchant fees and charges, the less money for your business. High merchant fees restrict business growth and eat into revenue that could otherwise be spent on marketing and other growth strategies. Unfortunately, these costs are often hidden in lengthy merchant statements, meaning many business owners are paying far more than they realise. It pays to read the fine print.

How Zeller Manages Merchant Fees

When you sign up for Zeller, there are no hidden merchant charges or terminal rental fees to worry about. A simple, flat transaction fee of 1.4% applies to all in-person purchases. Transactions that are processed over the phone attract a transaction fee of 1.7% to reflect the additional security measures put in place to protect against fraudulent transactions.

Zeller Terminal is yours to keep when you purchase a Zeller Kit for $259. In the box, you’ll receive a Zeller Terminal, Zeller Mastercard and free Zeller Transaction Account — enabling you to accept, manage and spend your funds as fast the next business day.

No More Expensive Merchant Account Fees

With Zeller, there are no merchant account fees to pay. We take care of your Zeller Merchant Account for free.

Once you’ve purchased your Zeller Terminal, all your business needs to cover is the cost of processing transactions. You can reduce your merchant fees even further by passing the cost of processing transactions onto your customers as a surcharge. The choice is yours — surcharging can be toggled on or off from within your online account.

Minimise Your Merchant Charges with Zeller

Every business owner wants to minimise costs in order to maximise profits. Keep your merchant fees to a minimum by choosing a merchant services provider with a low, flat processing rate, and purchasing your EFTPOS terminal outright.

Zeller is an all-in-one solution built for growing businesses. Keep more money in your business by choosing Zeller as your merchant services provider, so you can focus on reinvesting in your business, improving your margins, and scaling your operations.