Try Zeller Invoices — pay $0 on invoices sent and paid with Zeller in February! Terms apply Learn more

Kick start your business.

Ditch your business bank for Zeller and get a $50 cash top up.

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Instant Account creation

Create your free Zeller Account in minutes — with no lock-in contracts or need to visit a bank.

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Zero costs

Store and spend your business funds securely with unlimited transfers, payments and cards.

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Smarter Accounts

Manage your finances better with powerful features, reporting, and business analytics. 

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Faster transfers

Transfer funds to and from your Transaction Account with real-time settlement. 

A business Transaction Account for all of your finances.

See sales and settlements flow directly into your Zeller Transaction Account, then spend with Zeller Debit Card. Accessing and moving your money is fast and free. 

  • Create multiple accounts

    Open free Transaction Accounts, then manage and store money securely with Zeller.

  • Your money when you need it

    Link Zeller Debit Card to a nominated Transaction Account to spend in-store and online.

  • See your whole business

    Get payments and spending insights with powerful business intelligence reporting and analytics.

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Accounts to help your business sell, save, and spend.

Every Zeller Transaction Account is packed with powerful features that support every part of your business finances.

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BSB and Account Number.

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Real-time fund transfers in and out. 

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Assign contacts and customers to each transaction.

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Attach invoices, receipts and notes to transactions. 

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Xero integration and expense categorisation.

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Transaction and spend reporting.

Fully-featured business Transaction Accounts. 

Your Zeller Transaction Account is created free when you sign up. You’ll get a BSB and Account Number instantly. 

Settle funds to and from your Zeller Transaction Account with real-time settlement (where enabled).

Issue physical and virtual Debit Cards with the click of a button.

Break down incoming and outgoing transfers, and categorise transactions.

Assign contacts and attach receipts to expenses to understand spending trends.

Connect Zeller Transaction Account with Xero Bank Feeds and save time on admin.

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Fast transfers

Settle funds to and from your Zeller Transaction Account with real-time settlement (where enabled).

Manage cards

Issue physical and virtual Debit Cards with the click of a button.

Track expenses

Break down incoming and outgoing transfers, and categorise transactions.

Assign contacts

Assign contacts and attach receipts to expenses to understand spending trends.

Integrate with Xero

Connect Zeller Transaction Account with Xero Bank Feeds and save time on admin.

Switch from your outdated business bank to Zeller. Add $100 to any new Zeller Account, and we’ll give you a $50 cash top up to help kick start your business.

Open a free account

Zeller Transaction Account

A merchant account that's better than your bank.

  • Say goodbye to outdated business bank accounts.

  • Perfect for any business stage or type.
  • See every payment, transaction, expense and settlement.

  • Secure, unlimited and free real-time transfers.
  • Create additional Transaction Accounts for free.
  • Transaction and expense categorisation.
  • Integrates with Xero.
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Zeller Debit Card

Built for smarter business spending.

  • Issue free physical and virtual cards with a click.

  • Manage team expenses and track spending.
  • Attach notes, receipts or invoices to transactions.
  • Enjoy cardholder rewards and cashback benefits.
  • Personalise cards with your business details. 
  • Unlimited transactions, and no monthly fees. More
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Zeller Terminal

Accept card payments, wherever you sell.

  • Fast nightly settlement to Zeller Transaction Account. More

  • Sweep funds to any existing business bank account.
  • Built-in surcharging for zero-cost EFTPOS.
  • Tipping, digital receipts, and much more.
  • Reliable uptime with Wi-Fi, hotspot and SIM connectivity.
  • Integrate with Xero and 600+ point-of-sale platforms. More
  • Low rates, no lock-in contract or monthly rental fees. More
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How it all works together

Perfect for businesses of any stage or type.

  • A complete business financial ecosystem

    Every Zeller product is designed to give you complete visibility over payments, spending, expenses and cash flow.

  • Choose what you need

    Sign up free, then select the products you need. When new products are added, you can access them instantly as well.

  • Connects with the tools you use

    Zeller works well alongside everything from Accounting to Point-of-Sale software. See Integrations

  • Works for every business type

    Whether you’re just starting out or ready to grow, Zeller’s financial tools are perfectly suited to businesses at any stage.

Open a free account
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Zeller App Coming Soon

Manage business finances from anywhere.

  • Access every Zeller product, right from your smartphone.

  • Track business performance across sites and locations. 

  • Manage spending and review expenses for your team.

  • Review data with daily, weekly and monthly comparisons.

  • Access real-time updates from across your entire business.

  • Free to download for iPhone and Android users.

Join the waitlist

Zero-cost business Transaction Accounts.

Say goodbye to your outdated business bank and switch to a better business financial solution. 

Zeller Transaction Account

Free

Transaction Accounts are free, with no recurring monthly fees.

Minimum Balance Requirements

$100

Maintain a minimum $100 balance to be eligible for a $50 cash top up.

Account 
Setup Fees

$0

It's free to sign up for your Zeller Transaction Account.

Transfer Fees

$0

Free, unlimited real-time fund transfers to and from your Account. 

Zeller is better than your business bank. Here’s why.

Fast online account creation

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No minimum balance

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No monthly account or card fees

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No overdraft fees

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Unlimited transactions

Yes Yes

Integrates with Xero

Yes Yes

Card management dashboard

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Built-in expense tracking

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No lock-in contracts

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Connects with other business tools you use

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7-day support via phone, email and SMS

Yes No
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Maintain a $100 balance on any new Zeller Account, and we’ll give you a $50 cash top up.

1

Sign up free online.

Creating a Zeller Account takes minutes for most businesses, and it’s free. 

2

Add funds to your Account.

Transfer funds to your new Account to start with an opening balance. 

3

Explore Zeller products.

Discover every financial product available to your in Zeller Dashboard.

Frequently Asked Questions

What is a business Transaction Account?

How do I get a Zeller Transaction Account?

How does a Transaction Account work?

How quickly can I open a Transaction Account?

How much does a business Transaction Account cost?

Why is Zeller Transaction Account the best business Transaction Account?

Limited-time offer valid only to approved Zeller customers who successfully activate a new Zeller Account between 18 January 2023 and 11:59PM 16 February 2023 AEDT, transfer $100 into their new Zeller Transaction Accounts by 11:59PM 16 February 2023 AEDT, and maintain a minimum balance of $100 in their Zeller Transaction Account by 11:59PM 18 March 2023 AEDT.  Offer is valid for new customers only. For eligible merchants,  $50 will be credited to your nominated Zeller Transaction Account no later than 22 March 2023. Excludes customers whose Zeller Accounts are disabled. Zeller has the right to refuse eligibility for this offer at its discretion. You can read Zeller's Terms of Services here.