Earn more interest than with a big-4 bank
Sign up instantly and earn an amazing 3% p.a. with a Zeller Savings Account until 15 January 2025. Terms apply.
Sign up instantly and earn an amazing 3% p.a. with a Zeller Savings Account until 15 January 2025. Terms apply.
Speak to Zeller Sales about a custom solution with lower card processing fees, affordable EFTPOS hardware, and priority support.
Accept every payment from every customer with Zeller Terminal — whether you're selling at the bar, tableside, or on the go.
Get paid, manage sales and showcase your brand with the next innovation in payments — complete with built-in point-of-sale.
Switch on surcharging to enable fee-free EFTPOS instantly.
7-day a week settlement to your free Zeller Transaction Account.
Split payments, tipping, digital receipts, point-of-sale integrations and more.
With no monthly rental fees, Zeller is a truly fee-free EFTPOS solution.
Largest digital touchscreen of any zero-cost EFTPOS terminal.
Sleek and durable design, designed for everyday use.
Accept contactless and chip card payments.
Manage items, discounts, and more with Zeller POS Lite.
Customise your terminal display with your business logo or screensaver.
Save up to 50% more per year
Sign up free online in 5 minutes |
Yes | No |
---|---|---|
No monthly terminal rental fees |
Yes | No |
No minimum turnover required |
Yes | No |
7-day nightly settlements |
Yes | No |
Reliable, 99.999% uptime |
Yes | No |
SIM, WI-Fi and ethernet |
Yes | No |
No lock-in contracts |
Yes | No |
Customisable surcharge amount |
Yes | No |
Print, SMS and email receipts |
Yes | No |
Split payments |
Yes | No |
Enable customers to add a tip |
Yes | No |
Free, built-in POS |
Yes | No |
POS-integrated EFTPOS |
Yes | Yes |
Phone, email and SMS support |
Yes | No |
Merchants save thousands of dollars in fees with Zeller zero-cost EFTPOS machines.
Unlimited, fee-free transactions included.
Surcharges displayed to customers on-screen.
Choose to surcharge the full or partial transaction fee.
Integrate zero-cost EFTPOS with your POS, or use the free built-in Zeller POS Lite.
Choose from over 600 different point-of-sale integrations. More
Manage items, discounts, and more with Zeller POS Lite.
No additional integration fees or hidden charges.
With zero-cost EFTPOS and no hidden fees, there's no bill shock when your processing volume increases.
Sign up for your free Zeller Account and order Zeller Terminal — you'll be up and running fast.
Speak to our experienced team of local support representatives via phone or email, 7 days a week.
Unlike other fee-free EFTPOS providers, we never sneak in hidden fees.
Customer surcharge covers your fees.
No hidden fees or monthly charges.
No monthly rental fees or lock-in contracts.
No monthly rental fees or lock-in contracts.
Most businesses can be up and running on Zeller within minutes. Sign up free online now.
Fast and free to sign up.
No lock-in contracts or monthly rental fees.
Access to all Zeller products instantly.
Local support, 7 days a week.
Zeller Sales can help you discover which products are right for your business.
Get the best card processing rate.
Staff training and implementation support.
Dedicated Account Management.
Priority support, 7 days a week.
Zeller helps you avoid EFTPOS fees by giving you the option to surcharge your customers automatically. All you need to pay for is Zeller Terminal, which is available for a one-off purchase price of $99 – no hidden charges or monthly terminal rental fees apply.
Every merchant is eligible for zero-cost EFTPOS. If a transaction fee applies to a purchase, a business may choose to pass that cost on to the customer.
Some merchant services providers charge a fee to set up an automatic surcharge. With Zeller, you have the freedom to toggle surcharging on and off as you wish — at no cost to your business.
With surcharging enabled, Zeller Terminal will automatically apply a surcharge and the transaction total will be displayed on-screen.
If a customer refuses to pay the surcharge, rather than lose the sale, simply toggle surcharging off via Zeller Dashboard.
The number of customers using cash to make payments in Australia is dwindling, meaning that the majority of transactions for any small businesses today will be processed on card. With this additional volume comes an additional cost, because every time a customer opts to pay with their card or digital device, there is a small fee associated with processing that transaction. This fee is charged by your payment services provider and is traditionally paid by the merchant. However, it is now possible for businesses to transfer this cost to the customer with a small surcharge, which is added to the sales total. When a business chooses to apply this nominal surcharge, it is referred to as zero cost EFTPOS or fee-free EFTPOS, because the business is no longer paying the fees, the customer is. I.e. The cost to your business is zero. Surcharging is now a common practice in Australia, however not every business will want to apply a surcharge all of the time. This is why Zeller's no-fee EFTPOS has customisable surcharging functionality, which can be toggled on and off as it suits your business.
When you choose Zeller's EFTPOS machine with no fees, there are no hidden charges. Once you've made the one-off payment for the hardware, Zeller Terminal is yours to own outright, meaning that you'll never incur terminal rental fees like with other providers. There are no authorisation charges, installation or maintenance fees and there is no minimum monthly transaction total. So, you can use Zeller Terminal as much or as little as you need. Unlike other service providers whose transaction fees vary depending on card type, Zeller's zero-fee EFTPOS processes in-person transactions at a simple flat rate of 1.4% (even for AMEX payments). Card-not-present transactions (whether over the phone or via post) typically cost 1.7%, to reflect the increased security measures required to verify the transaction. Knowing exactly what your fees are means you can easily anticipate what your charges will be if you choose to absorb them. Or you can simply use the EFTPOS machine with no fees by passing them on to the customer. It's up to you to decide.
The degree to which a business surcharges its customers will vary greatly among industries and business types. This is why we believe in giving merchants the flexibility to run their business in the way that suits them and their customers. That means having the ability to pass on your transaction cost in full or in part and to add or remove surcharging when you want to. With the toggle of a switch, Zeller Terminal lets you set a custom surcharge fee either through your Zeller Dashboard or directly on the terminal itself. You have the option to surcharge your total fees or surcharge a percentage (no more than 1.4%).
Most plans claiming zero cost EFTPOS in Australia lock you into a long-term arrangement and can charge merchants an additional fee to switch surcharging functionality on. This means you cannot remove the surcharge without help from your financial services provider, which will likely involve lodging a formal request and then waiting for it to be actioned. With Zeller, business owners have the flexibility to toggle surcharging on or off with ease — as and when it suits their business. Simply log in to your Zeller Dashboard to change the status or set a new custom surcharge. With surcharging enabled, your Zeller Terminal will automatically apply a surcharge to every transaction total, after your customer's card is presented. If you decide surcharging is not for you, simply toggle the functionality off.
As a merchant, if you choose to surcharge your customers, you must abide by certain legal obligations that exist to protect consumers from excessive surcharging by businesses. The Reserve Bank of Australia stipulates that you cannot pass on a charge greater than the one you incur, you must review your surcharge at least once a year and you must display appropriate signage about the surcharge in an area where customers are likely to see it. Each state has its own relevant laws to comply with. The onus is on every business owner to familiarise themselves with what's required.To take the guesswork out of calculating your surcharges, Zeller's zero cost EFTPOS simplifies the process by applying one low, flat fee to every transaction. It's the simplest way to ensure you're recouping the full cost of transactions, while meeting your merchant obligations.
When determining the price of goods or services, the general cost of running a business (such as rent and electricity, ingredients or materials) is factored into the calculation. Transaction fees, however, cannot always be anticipated seeing as they depend largely on the payment method used, which is at the discretion of the customer. By choosing to use Zeller's fee free EFTPOS terminal, it allows you to save your business money either by incorporating the cost of transactions into your pricing, or alternatively by passing the fee onto the customer. Now that cards are the most frequently used method of payment in Australia, surcharging your transaction fees could save your business thousands of dollars a year. It's just another way that Zeller is helping small businesses to save money and grow their potential.
Whether your business is big or small, Zeller products; including online invoicing, business transaction accounts and business debits cards, can help you run more efficiently and meet your next growth milestone.