All-in-one EFTPOS that boosts your cash flow.

You asked for these features, we've just crossed them off our to-do list. This month, we've made some updates that will give your customers more flexibility at checkout and keep more money in your business. Our new item-by-item bill splitting feature will let diners enjoy a meal without the maths, while the ability to pass on invoice processing fees and to quickly add service charges will benefit your bottom line. Read on to find out more. Simplify checkout with flexible, item-by-item bill splitting. If you’re using Impos or Tevalis with Zeller Bill at Table , your staff can now split a bill by individual menu items right on the terminal. It’s quicker for mixed orders and removes the guesswork when settling who had what.  On your Zeller Terminal bill splitting screen you’ll now see three options: People, Amount, and Items. Choose Items to assign specific dishes or drinks to each diner and charge them separately. This new feature is available on both Zeller Terminal 1 and Zeller Terminal 2.  Recover invoice processing fees with a surcharge. When customers pay an invoice via the Zeller payment gateway, the processing fee is 1.7% + 25c. If you’d prefer not to absorb that cost, you can now pass on some or all of it to your customer and still get paid fast without waiting on a bank transfer.  From Zeller Dashboard on desktop, open Invoices → Settings and enable Surcharging. Choose full or partial surcharging for your invoices. Your choice applies the fee automatically when the customer pays. Cover higher operating costs with service charges . You can now add a service charge to POS Lite sales and Zeller Invoices. Define any charge that fits your business – the common ones are weekend or public holiday surcharges, though you can also use it for delivery or packaging fees.  Create your service charges in Zeller Dashboard. They’ll then appear as handy shortcuts when creating an invoice or on the payment screen of your terminal. Works with Zeller POS Lite on Zeller Terminal 2 and Zeller Tap to Pay.  Try these new features today. Log in to your Zeller Dashboard to try the updates, or test them with Zeller POS Lite from Zeller Terminal or Zeller App. Got ideas for what we should build next? Send them to feedback@myzeller.com – most of this month’s releases came directly from your feedback.

Can you take contactless card payments with just your mobile phone? Yes! Until last year, accepting contactless card payments on your phone required you to have a mobile credit card reader either plugged into your phone or connected via Bluetooth. Now, thanks to the latest smartphone technology, you don’t need any extra hardware, all you need is a mobile app that's enabled with Tap to Pay technology, that allows you to accept card payments directly from your phone. What is it called when you take contactless card payments on your mobile phone? The process of accepting a contactless payment on your phone (using its inbuilt technology, not a mobile card reader) is known as ‘ Tap to Pay ’. This term applies to both iPhone and Android devices that are using a financial services app – such as  Zeller App  – to accept contactless credit and debit cards and digital wallets. Can you use any smartphone as an EFTPOS terminal? Only selected iPhone and Android smartphones, with built-in  NFC technology  will support Tap to Pay. What app lets you take EFTPOS payments on your phone? There are a number of different payment apps that can be downloaded from the  App Store  or  Google Play Store  that support Tap to Pay. Zeller App is a great option for Australian businesses looking for a simple, affordable, and scalable platform to accept EFTPOS payments and manage their finances as they grow. Merchants wishing to take payments on their phone will simply need to download their selected app, and follow the steps to configure their device. Once configured, they can then start accepting EFTPOS payments immediately. Is it safe to take EFTPOS payments on your mobile phone? Taking contactless payments on your mobile phone relies on ‘ Near Field Communication ’, or NFC – the same technology that is used for making payments with a mobile wallet. Account information is transmitted from a customer’s card or mobile wallet to the payment processor via radio waves within a very close range, and once received, the processor uses the information to complete the transaction. By virtue of the fact that NFC only works within a couple of centimetres, it makes it incredibly difficult for a potential fraudster to intercept the transaction and steal sensitive information. Tap to Pay on both Android and iPhone via the Zeller App offers highly secure contactless payments that adhere to global security standards. Both platforms support various card types, regularly verify device security, include secure PIN processes and use advanced technology to ensure every transaction is not only convenient but also protected, maintaining the privacy and safety of user information. Additionally, Tap to Pay on iPhone ensures secure transactions through Apple's unique features, such as issuing decryption keys after thorough validation and leveraging the iPhone's built-in security element. How much does it cost to take contactless card payment on your mobile phone? Tap to Pay technology is facilitated by payment apps, each of which have their own pricing structures. The cost of taking card payments on your phone will therefore depend on which app you choose to process these payments. Zeller, for example, offers one low flat transaction fee of 1.4% for all cards, including American Express. The advantage of Zeller is that it is one of the few payment apps that also lets you pass the transaction fee onto your customer through surcharging . If you choose to surcharge, you will incur no fee whatsoever for accepting contactless payments on your phone. I need to take contactless card payments immediately, what should I do? If you want to be able to use your phone like an EFTPOS terminal within a few hours, it’s important that you choose a payment app that has a simple, online sign-up process. All the payment apps will require you to have an account with them first, and in the case of the banks, this will mean  opening a business bank account  which may take several days and an in-person branch visit. With Zeller, you can open an account online, within a matter of minutes – no paperwork required. Once your Zeller Account is up and running, you simply need to download Zeller App, enable Tap to Pay on your device, and you’re ready to start taking card payments on your smartphone. What are the advantages of accepting contactless card payments on your mobile phone? It’s affordable Not all businesses can justify the upfront cost of an EFTPOS terminal, especially if they are not processing a large volume of in-person payments. Being able to use hardware that you already own is therefore a much more cost-effective solution. It allows new businesses or very small businesses to get up and running without the outlay of having to purchase an EFTPOS terminal. It’s mobile For mobile businesses that take in-person payments, having to carry a bulky EFTPOS machine around with you is inconvenient. Using your mobile phone as a payment terminal means you can keep it in your pocket and enjoy being hands-free. It’s great for emergencies For businesses that use a traditional EFTPOS machine, having an app installed and configured to take payments on your phone means that if there’s ever a day when your terminal lets you down or when you have a surge in customers, you won’t miss a beat. In the case of an outage or damaged EFTPOS machine, rather than having to revert to cash-only payments – which will almost certainly lead to lost sales in this day and age – you can keep trading as per usual by simply using your phone. Are there any other hardware-free payment options? In addition to Tap to Pay, there’s another simple solution for taking card payments instantly with no hardware required: Virtual Terminal. If you need a way to charge customers, but in-person payments aren’t possible, this is a great alternative.  Zeller Virtual Terminal  is a web-based tool that lets you take payments over the phone (as well as mail order, fax, or email) by manually entering a customer’s card details into your browser. Alternatively, merchants have the option of sending customers a secure payment link via email or SMS, where they can enter their card details themselves from their own device. Meet Zeller: an all-in-one financial services provider. When you  sign up for a free Zeller Account  today, not only will you be able to start taking card payments on your phone, you will also gain access to a suite of financial services, from a Zeller Transaction Account to debit cards, invoicing, virtual terminal and more. It only takes a few minutes to sign up, and it’s all done online – no paperwork or branch-visits required.

Good news for small businesses across the country, American Express’ popular Shop Small campaign is back this August. With it comes a limited-time offer designed to help you boost sales. Shoppers who register their eligible American Express Card can earn 5 Bonus Points for every dollar they spend with participating small businesses, up to 1,000 points. That means every merchant accepting payments from American Express card members in-person with Zeller Terminal or Tap to Pay can benefit from increased, frequent spend this month. It’s a strong incentive at a time when more Australians are actively choosing to shop local. In fact, according to a recent study commissioned by Roy Morgan , 73 per cent of shoppers plan to buy more Australian-made goods, and 84 per cent say they’re more likely to purchase when they know something was made locally. Whether you’re new to Shop Small or have taken part before, here are four simple, effective ways to help your business make the most of the campaign. 1. Check your listing. Ensure you're listed correctly as a participating business on the American Express Shop Small map . Accurate listings help customers discover you more easily and encourage new foot traffic through your doors. If your business is not listed, please reach out to Zeller Support on 1800 935 537 or email us at support@myzeller.com and we'll work with the American Express team to get you on the map. 2. Promote your Shop Small participation. Letting customers know that your business is participating in Shop Small this August (and what their benefit could be) will drive increased patronage. Display signage prominently at your checkout counter and on your windows. This instantly signals to American Express card members that shopping with your business comes with some extra benefits. American Express provides free Shop Small signage, including stickers and window decals. Order yours here under the "featured" tab. Clear signage can significantly boost visibility and increase customer visits. 3. Refresh your website, share on your socials. Update your website to announce your Shop Small participation, and mention the special August bonus points offered to American Express card members prominently. Also, check your Google Business Profile is up to date with correct opening hours, location details, and recent photos. 4. Engage your local community. Connect with your community by participating in any relevant local events and offering special Shop Small promotions. Community involvement makes your business memorable and encourages repeat visits. August is your chance to capitalise on the Shop Small buzz, so let your customers know you're participating and help them feel rewarded every time they shop local! Terms & Conditions: Amex Membership Rewards T&Cs here. Qantas Points T&Cs can be found here. Velocity Points T&Cs can be found here.