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'Retail, but not retail': How Zeller Streamlines Payments for Unique Commercial Gallery in.cube8r
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in.cube8r is a one-of-a-kind Melbourne retail gallery that breaks all the rules of traditional retail, enabling hundreds of local artists to sell their creations and keep 100% of the profits.
We spoke with in.cube8r’s owner, Elle-May Michaels, to learn how her unconventional business model works, the challenges of running a bustling multi-artist marketplace, and how partnering with Zeller has eliminated payment friction while supporting her mission of artist empowerment.
Incubating a creative marketplace for artists.
Walking into in.cube8r, you never know what to expect. With two locations (a long-running Fitzroy gallery and a newer Melbourne Central store), in.cube8r is home to around 280 “Cubers” – local painters, jewellers, fashion designers, and makers of all kinds, each renting a literal cube of space to showcase their work. Unlike a typical boutique that carefully curates stock and takes a hefty commission, in.cube8r flips the script. “It’s like an artist market, but in a retail store. Retail, but not retail.” Elle-May says. “It breaks the rules where you’re supposed to have a niche and so on. I like that it's a little bit chaotic, it makes it fun.”
in.cube8r’s model puts artists in charge of their own micro retail space. They pay a membership fee and a small daily rent for a cube, but keep all the proceeds of every sale – a novel arrangement compared to traditional retail. For Elle-May, this approach creates a safe sandbox for creativity. “There’s security in the model – we rent a space to the artist like a market stall, and they keep 100% of sales,” she explains. “Unlike a curated homewares store that has to worry about price points and trends, we can say, ‘If you want to try that weird green, go for it.’ That doesn’t really exist anywhere else.”
Over nearly two decades (and under Elle-May’s ownership for the last nine years) in.cube8r has grown into a creative community. Artists renting cubes are fondly called “Cubers,” and many stick around for years. Elle-May and her team actively mentor their makers in marketing and business skills to help them thrive. “Before in.cube8r, I worked in marketing & communications, which helped me advise on things like marketing, systems and growing their business, and people started staying longer as Cubers,” she recalls. It’s a successful if unconventional retail ecosystem built on artist empowerment, but it also comes with some unique operational challenges, especially when it comes to payments.
Would I recommend Zeller? Yes, I already have. The terminals are great and the customer service is fantastic. It just works.
Elle-May Michaels, in.cube8r
High-volume sales means no room for payment friction.
On a busy day, hundreds of purchases flow through in.cube8r’s registers – from $5 handmade cards to $500 artworks – creating a high-transaction, high-noise environment. With so many sales and such a unique commission-free model, it’s essential that every transaction is seamless.
Covering in.cube8r’s running costs relies on rental fees, since artists keep the full sale amount of their goods sold. For Elle-May, ensuring payments are seamless and transparent has always been mission-critical – but her previous payment systems weren’t up to the task.
In the past, Elle-May used a Square card reader that left her constantly on edge. “We do 200 transactions a day and the store is noisy – I’d miss declined payments because I didn’t see the screen,” she says, recalling how her old EFTPOS terminal lacked audible alerts. “The Square terminals were inconsistent with making a noise when payments declined, and I lost money because of that.”
Other issues piled on too, like intermittent disconnects and clunky hardware that chewed up printer paper. Processing payments had become a point of friction for both staff and customers. “I tried other terminals too, but they kept disconnecting. The thermal receipt paper left dust everywhere. It was a mess,” Elle-May says. For a fast-moving creative hub like in.cube8r, these hiccups were costing time, money and patience. She needed a better solution, one that could keep up with a bustling store and not detract from the shopping experience.
A seamless switch to a solution that just works.
Elle-May began searching for a payments partner that could not only meet in.cube8r’s needs today, but also grow with her vision for the future. With plans to expand to more locations, she knew any new system had to be easy to use, reliable, and innovative. “I was really looking for a provider that could meet our needs in the present but also continue to innovate as we grow,” she explains. “Having something easy to use, looks good, is cost-effective and shares our values is really important to us.” Those requirements led her to Zeller – and the decision to switch was cemented by an outstanding first impression.
From the moment she reached out, Zeller made the transition smooth. “Zeller’s customer service was brilliant,” Elle-May says. “I enquired, got a call within an hour, and they came to the store that day with the terminals.” The quick, personalised service meant in.cube8r was up and running with Zeller in no time. Elle-May was also struck by Zeller’s modern, small-business-friendly approach. “Being local matters. It didn’t feel like an outdated company pretending to be modern,” she laughs, comparing Zeller to some legacy providers. “A lot of others feel like old services in a shiny new box. With Zeller, someone just came out and set everything up, added our logo, did it all.”
Once Zeller Terminal was in place, the benefits for in.cube8r became clear immediately. The devices fit right in with the store’s busy environment, including bright, full-colour digital displays and clear audio alerts to communicate the transaction status. “Zeller is much better. The terminal lights up and makes a noise when something declines,” Elle-May notes, meaning no more missed payments even on the busiest days.
Transactions process quickly and reliably, without the dropouts that plagued her old machines. And unlike some older EFTPOS machines, Zeller Terminal doesn’t grind to a halt if the receipt paper runs out. In fact, Elle-May has configured her Zeller Terminal not to print a merchant copy at all, cutting down on clutter. “You don’t have to jam paper into the terminal to keep it going after the roll runs out. It just works.”
Making the day to day easier? There’s an art to it.
Zeller has smoothed out many other day-to-day kinks in the payment process too. Refunds (even partial ones) are straightforward, so Elle-May’s team can quickly assist customers without having to phone for help. “It’s saved me time and stress. My staff can use it without needing to ask questions, and refunds are easy. If someone is over- or undercharged, it’s simple to look up the transaction in the Zeller Dashboard. Fewer problems in the store means fewer things distracting me from the pottery wheel on my day off!"
Simplifying expenses with Zeller Debit Card.
For Elle-May, managing small business expenses has also become significantly easier thanks to the Zeller Debit Card. Petty cash used to be a necessary inconvenience for minor daily purchases, but now those days are behind her. “Being able to use the Zeller Debit Card has been really good, it means no more need for petty cash. If we need something for the store, like stationery for example, we just take the Zeller Debit Card – no more messy petty cash.”
Zeller Debit Card also streamlines in.cube8r's recurring digital payments, providing clarity and organisation to the business's finances. Elle-May explains: “I’ve also set up a digital card which I use for our online subscriptions so that all goes through one account. So I've been able to segment transactions in a way that's been really helpful.”
Focusing on business, not payments.
With Zeller handling the heavy lifting at the counter, Elle-May can focus on what she cares about most – supporting her community of artists and continuing to grow the in.cube8r concept.
The reliability and ease of Zeller’s all-in-one financial offering means she spends less time troubleshooting payments and more time curating collections and planning events, activations, and future expansions. “The best feedback I can give is: there’s no friction,” she says of the payment experience now. “With Zeller, people don’t notice the payment process, which is exactly how it should be.”
Her experience has meant that Elle-May has become an advocate for Zeller among her network of small business owners. “Would I recommend Zeller? Yes. I already have,” she laughs. “I tell them the terminals are great and the customer service is fantastic. It just works.”