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Best Invoicing Software for Australian Businesses in 2025

15 min. read13.06.2025
By Team Zeller

For many Australian businesses, invoicing is still a time-consuming, manual task – even in 2025.

Whether it’s creating Word or Excel templates, chasing late payments, or staying on top of GST and BAS obligations, invoicing can quickly turn into a mess of paperwork and frustration.

But the right invoicing software doesn’t just make it easier to send professional invoices. It helps you get paid faster, improves your cash flow, reduces errors, and saves you hours each week. It also gives your customers more convenient ways to pay and makes your business look more polished and trustworthy.

This guide compares some of the top invoicing software options for Australian small businesses, freelancers, sole traders and tradies, with a close look at how Zeller stacks up as an all-in-one solution.

Use the table below to see how Zeller Invoices stacks up against other popular invoicing tools.

Zeller invoices
Square invoices
Company
Company Bio

Zeller is an Australian financial services company that helps businesses to store, spend and save funds with transaction and savings accounts; manage expenses; and process payments through EFTPOS, invoicing and more.

Square is an American company that offers financial tools to assist businesses with taking payments, selling online, managing inventory, booking appointments, invoicing, and business loans.

Stripe is a financial infrastructure platform that helps businesses to accept payments, grow their revenue, and accelerate new business opportunities.

Company Headquarters

Australia

United States

United States

Cost
Settlement Time

Same-day to Zeller Transaction Account.
Next business day to other nominated bank accounts.

Usually next business day

2 business days

Invoice Send Fee

$0.00

$0.00

0.4% once paid (Starter)
0.5% once paid (Plus)

Online Processing Fee

1.7% + $0.25

2.20%

1.7% + $0.30
(Domestic)

Monthly Fee

$0.00

$0.00

$0.00

Create Invoices
# of Invoices

Unlimited

Unlimited

Unlimited

Customisation

With additional fees

Send Invoice via SMS
Schedule Send
Discounts
Downloadable PDF Invoice
Custom Email Messages
Item Library
Items Calculation
Recently Used Items
Add Emails as CC or BCC
Calculated Payment Terms
Invoice Actions
Payment Links
Duplicate Invoices
Notes
Record a Payment / Manually Mark as Paid
Send Manual Reminders
Accounts Receivable
Automated Email Reminders
Activity Timeline

Why your Australian business needs invoicing software.

Whether you’re a plumber, graphic designer, or running a café, invoicing is at the heart of your business operations. Invoicing isn’t just a box to tick, it's one of the most important touchpoints between you and your customers.

Here’s why switching to proper invoicing software is a smart move:

Get paid faster: Offer an instant, secure payment option and reduce the back-and-forth

Easier for your customers: Save your customers from having to manually transfer funds

Look more professional: Send polished, branded invoices in a few clicks

Save time: Automate invoice payment reminders, recurring invoices, and more

Stay compliant: Automatically handle GST to help you prepare for BAS

Track everything: See who’s paid, who hasn’t, and what’s overdue

Work on the go: Create and send invoices from your phone or tablet

By choosing the right invoicing tool, you'll be giving your cash flow a boost and freeing yourself to focus on growing your business.




How to choose the best invoicing software for your Australian business.

Not all invoicing tools are made the same. Some are built into broader accounting platforms while others are standalone tools. If you’re shopping around, here are the key features and criteria to consider:

Ease of use and interface

A clean, intuitive interface on your invoice app is essential, especially if you’re not naturally a numbers person. Look for software that’s genuinely easy to use, whether you’re sending invoices from your desktop, or directly from your smartphone when you’re on the go. 

Invoicing features

Naturally, you want flexibility and control. Does the software let you invoice on the go? Can you add your logo and colours to your invoices? Apply discounts or GST line items? Track invoice status? Set up recurring or scheduled invoices? Zeller Invoices does all that and more. 

Payment acceptance and speed

Getting paid quickly matters. Does the software support secure credit card payments? Can customers pay instantly via a secure link? Just as importantly, how quickly do those funds land in your account – within a few business days, or by the next day? With Zeller Invoices, funds settle nightly into your Zeller Business Transaction account. So when your customers pay, you’ll have your funds by the next morning.  

Integration and ecosystem

Good invoicing software should integrate with your other tools, especially accounting software like Xero. But beyond that, some solutions (like Zeller Invoices) are part of a bigger ecosystem of financial tools that include EFTPOS terminals, transaction accounts, debit cards, reporting, and more. This integrated ecosystem approach can save you time and reduce complexity.

Pricing model and value

Many platforms advertise a free plan, but keep their features locked behind a paywall. Consider how pricing scales as your business grows, and make sure you’re not paying monthly fees for features you don’t need. Zeller Invoices has no monthly fees, and it’s free to create and send an unlimited number of invoices at no cost to your business.

AU tax compliance

Running a business in Australia with an annual turnover above $75,000 means GST obligations and BAS reporting. Your invoicing software should make that easier, not harder. Choose a tool (like Zeller) that lets you toggle GST and export records for BAS.

Support and local relevance

Does the provider offer local support in Australian time zones? Are help documents written with Australian businesses in mind? Are fees listed in AUD? Local understanding can make a big difference. Zeller’s support team is here to support you 24/7 via phone, email, or SMS.

Top invoicing software options in Australia (and how Zeller Invoices compares).

There’s no shortage of invoicing software out there, but not all are created equal. Here’s a breakdown of some of the top platforms used by Australian businesses.

Zeller Invoices

Zeller Invoices is built specifically for Australian small businesses. You can create and send unlimited invoices for free, and accept online payments via Zeller’s secure payment gateway. Funds settle nightly into a free Zeller Transaction Account. It also lets you:

– Customise invoices with your logo, colours and branding
– Send invoices via email or SMS
– Track payment status in real time
– Automate reminders for late payments
– Create and send invoices from your phone
– Accept payments online with just a tap from your customer

All this without paying any monthly subscription fees, or locking key features behind a paywall.

Square Invoices

Square’s invoicing tools are tightly integrated with its POS ecosystem. It offers a decent free tier, though many features require paid upgrades. Payments take 1 to 2 business days to settle, and the interface leans retail-first.

Xero Invoicing

Xero is first and foremost accounting software, but it includes invoicing features as part of its paid plans. It’s strong on reporting and BAS prep, but you’ll need to pay $32+ per month. That’s not ideal if invoicing is all you need, or if you’re just looking to get started with your first online invoicing tool or mobile invoicing app.

Invoice2go

Invoice2go focuses on mobile-friendly invoicing, particularly for tradies and on-the-go professionals. It offers solid features but quickly gets expensive, with plans starting at $12.99/month and limits on clients and invoices.

MYOB and QuickBooks

These are traditional accounting platforms with invoicing bolted on. MYOB has decent features, but its UI can feel clunky. QuickBooks is more modern, but comes with monthly fees and isn’t built for mobile-first use.

The ability to add pre-populated items to Zeller Invoices makes it a lot faster to create and send, and triggering reminders to customers to prompt them for payment has streamlined my entire invoicing process. I’m no longer wasting hours issuing and chasing late payments — it’s literally saving me hours every week.

Paul Doody
Panda Dry Cleaning & Laundry Services, Victoria.

Why Zeller Invoices really stands out.

Zeller Invoices is built for the way modern Australian businesses actually work. Mobile-first, tax-compliant, and designed to help you get paid fast. Here’s what sets it apart.

It’s free to create and send invoices

There are no monthly fees, no invoice send limits, and no hidden costs. You only pay a small fee of 1.7% +25¢ for domestic cards (separate pricing for international cards) when a customer pays using their card. That’s it. No surprises. 

It’s made for mobile

With Zeller App, you can create, send and manage invoices on the go, in under 30 seconds. Send invoices by email or SMS, track them in real time, and manage everything from your phone. You don’t need to be in the office to run your business.

Fast payments = better cash flow

Payments made online via Zeller Invoices are processed fast, with funds settling nightly into your Zeller Transaction Account. That’s money you can use sooner, whether you’re paying suppliers or investing back into the business.

Built for Australian businesses 

From GST toggling to BAS-friendly reporting and local support, Zeller Invoices is designed for Aussie businesses from the ground up. You won’t waste time trying to adapt US-centric software to suit local needs.

Easy for your customers

Your customers can pay securely online via card or mobile wallet, straight from the invoice. No app or login required. In fact, over 75% of Zeller Invoices are paid in under 24 hours.

Integrated with the full Zeller ecosystem

Zeller Invoices connects to your Zeller Transaction Account, which can easily also be connected to your Zeller EFTPOS terminal and Zeller Debit Card. Having everything in one place means less admin, fewer systems to juggle, lower costs, and better visibility of your cash flow.


Over 75% of Zeller Invoices are paid in under 24 hours. 

In stark contrast, when only a bank transfer payment option is offered to customers, only 28% of invoices are paid the same day in under 24 hours. 

Choosing the right software for your business type.

Still unsure which software is right for you? Here’s a quick guide to help guide your decision.

Tradies: Zeller Invoices makes it super simple to create and send an invoice while still on-site. With no monthly fees and fast payments, it’s a natural fit for businesses on the move.

Freelancers: Zeller helps you send professional invoices, manage your cash flow, and stay on top of tax – all from your phone, and all without paying a subscription. You’ll save time and look more professional than with an outdated PDF invoice. 

Retailers: Zeller’s integrated ecosystem means you can take payments in person and send invoices when needed, all from the same platform. Everything’s connected.Service providers: If your business relies on recurring invoices, payment tracking, and brand consistency, Zeller gives you the tools to manage it all with ease. It’s simple, efficient, and professional.

Growing businesses: Whether you're scaling up or streamlining, Zeller’s free invoicing software works alongside your EFTPOS, accounts, and more, with no extra logins or tools needed.

For most Australian small businesses, Zeller Invoices delivers what others promise – a convenient, modern and flexible way to send invoices and get paid faster. 

Ready to level up your invoicing?

It’s easy to start doing all your invoicing with Zeller.  

1. Download Zeller App
Get the free Zeller App from the App Store or Google Play. Sign in with your Zeller Account, or create one online in minutes.

2. Set up your invoice template
Head to Invoices in the main menu of Zeller App, then tap Settings. From there you can upload your business logo, add details for your receipts, customise colours, and more.

3. Create and send your first invoice
Once you’re ready, click the ‘+ Invoice’ button and follow the steps to create and send your first invoice. You'll receive an email and push notification as soon as the invoice is paid.

If you're ready to take the hassle out of invoicing and start getting paid faster, it's time to try the best free mobile invoicing app in Australia.


Get started with Zeller Invoices today

Learn more

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