Zeller for Trades and Services

Accept payments on the job.

Zeller - Tradesperson with Terminal 1 in White
Zeller - Amex tapping on Terminal 2 in White, florist

Tools to boost your business cash flow.

  • Mobile payments
    On-site or at the office, accept payments anytime with SIM and Wi-Fi connectivity.

  • Strong hardware
    Robust and hard-wearing payments hardware handles the daily rigours of any work environment.

  • Long lasting battery
    Take Zeller Terminal on the road and accept payments all day with a long-lasting battery.

  • Set up your crew
    Give team members a Zeller Terminal to accept on-site payments, with no expensive terminal rental fees.

Zeller Terminal

Accept payments from customers.

  • Mobile EFTPOS with no lock-in contracts or monthly fees.

  • One low rate for every card type, including American Express.

  • Accept over-the-phone payments from Zeller Terminal.

  • Stay connected with Wi-Fi and SIM card-enabled EFTPOS.

  • Available online from the Zeller Shop, with free express shipping.

American ExpressVisaMastercardEFTPOSApple PayGoogle PayJCBUnion Pay
Zeller - Terminal 1 & 2 in Black
Zeller - Merchant, bike in van

Zeller Transaction Account

Manage spending and finances.

  • Settle funds directly to your Zeller Transaction Account for fast access, or sweep them to any existing bank account.

  • Track business expenses, get a breakdown of all payments, and categorise transactions for greater spending visibility.

  • Get the complete picture with full visibility into your business transactions across every location and Zeller Terminal.

  • Manage your business relationships with Zeller Contact Directory built right into your Zeller Transaction Account.

Zeller Debit Card

Simplify your work expenses.

  • Your free Zeller Mastercard is included with your new Zeller Terminal — right in the box.

  • Accelerate your cash flow with fast access to your funds processed with Zeller Terminal.

  • Zero fees and no hidden charges on all domestic purchases, and no annual fee.

Zeller - Floating Debit Cards on Grey

Zeller Invoices

Manage your invoicing in one place.

  • Issue invoices for work completed as soon as the job's done.

  • Fast and secure online payment acceptance.

  • Track invoice status and automate reminders.

  • Customisable invoice templates.

  • Assign invoices to clients and jobs.

  • Free to send, with no monthly subscription fees.

How does Zeller work for my Trades and Services business?

We've built every feature to make Zeller as affordable, mobile and simple as possible.

Settle invoices on the spot

Save time on invoicing and chasing late payments by accepting payments with Zeller Terminal as soon as the job is done.

Learn more

Put your team to work

Set every member of your team up with Zeller Terminal, then track payments accepted on each device from Zeller Dashboard. Funds are settled centrally across every team member to your nominated account. 

Learn more

Manage your spending

Pay suppliers faster with your free Zeller Debit Card, then track your business expenses from your free business Transaction Account.

Learn more

Trusted by over 100,000 Australian businesses.

From purchase through set-up, the Zeller experience has been seamless from the very first transaction. Setting up merchant facilities with a bank is a complex process; Zeller was better commercially than any bank, and we were up and running within a few minutes.

Tim
Zeller Merchant

Zeller - Tap to Pay on iPhone, Seb's Car Wash

Affordable EFTPOS machine pricing.

Try Zeller Terminal for 30 days. If you're not satisfied, we'll refund the purchase price.

In-person payments

1.4%

Even lower rates available for larger businesses.

Over-the-phone payments

1.7%

Securely accept over-the-phone card payments.

Zero-cost EFTPOS

0%

Surcharge all or part of your transaction fee.

Zeller Terminal

$99

No monthly rental fees or lock-in contracts.

Ready to get started?

Most businesses can be up and running on Zeller within minutes. Sign up free online to get started.

  • Fast and free to sign up.

  • No lock-in contracts or monthly rental fees.

  • Access to all Zeller products instantly.

  • 24/7 support via phone, email and SMS.

Sign up free

Looking for an even better rate?

Zeller Sales can help you get the best possible card processing rate for your business.

  • Get the best card processing rate.

  • Staff training and implementation support.

  • Dedicated Account Management.

  • Dedicated 24/7 priority support team.

Contact Sales

Read our latest articles, resources and guides.

Read more on the Zeller Business Blog
Best Apps for Tradies: Essential Tech for Your Toolbox

Best Apps for Tradies: Essential Tech for Your Toolbox

Supercharge your workflow with these must-have apps for tradies to organise projects, track expenses, accept payments, and manage teams. Whether you're a sole trader or a growing business, these apps will transform your day-to-day operations and help you focus on what matters most – getting the job done. With so many apps for tradies out there, choosing the right one that simplifies everyday tasks and improves productivity may seem overwhelming. Read on to discover our pick of the best apps for tradies available in Australia today. Apps for tradies to manage jobs, projects, and workflows. AroFlo AroFlo is a go-to job management software for tradies on the move, besides managing complex jobs and tracking costs it also simplifies — scheduling, inventory management, property asset data, projects, reporting, quoting, and even hiring subcontractors. It streamlines workflow, so you can efficiently manage and schedule projects every step of the way. SimPRO SimPRO offers complete control over your jobs and projects by tracking inventory, project timeline, and workflow. Its project time tracking feature makes monitoring time spent on projects easy for accurate cost estimates while its financial tool ensures you stay on top of expenses. SimPRO handles everything from admin and team management to communications and cash flow, allowing you to generate quotes and manage inventory seamlessly for even the most complex projects. Tradify Tradify is a business management software designed for sole traders to manage every step of the job from start to finish — all in one place. It allows you to track time, organise schedules, and send online quotes to clients, streamlining the entire process while giving you the freedom to schedule, book, and delegate tasks. Fergus Built by a tradie (for tradies) with insights into the challenges of running a trade business, Fergus was designed to deal with complex projects, allowing you to plan and organise tasks and schedule multiple jobs simultaneously. From monitoring labour to tracking material costs, Fergus is an app that helps keep your whole business organised. Apps for tradies to find jobs and contractors. hipages Acting as a comprehensive hub for job opportunities, hipages offers tradies a chance to expand their network, secure additional work, and engage with clients or subcontractors, all without the hassle of administrative tasks. Whether you're a plumber, carpenter, or painter, the platform allows you to advertise your services and manage job postings seamlessly. Think of it as the Tinder of the trade industry — matching skilled tradies with those in need of their expertise. Oneflare by Airtasker Oneflare , powered by Airtasker, is a platform for tradies to grow their client base and find new job opportunities. Various customers post job requests, which allows tradies to choose projects that fit their schedule and expertise. The platform not only connects tradies with potential clients but also helps them build a trusted reputation through reviews and recommendations. ServiceSeeking A platform for tradies to showcase their skills, find new jobs, and grow their business, ServiceSeeking lets tradies easily browse and bid on jobs that match their expertise. A quoting system ensures they stay competitive with their bids and with its strong review system, tradies can build a solid reputation and secure more work. Apps for tradies to manage payments, and finances. Zeller Zeller is an all-in-one payments and financial management app that enables you to track your cash flow from beginning to end. From Zeller’s mobile app, you can accept card payments on the spot with Tap to Pay, manage money stored or saved in your Zeller Transaction Accounts, pay for expenses using a virtual debit card, and keep track of all your incoming and outgoing transactions. You can also monitor the status of invoices or payment links you have sent to clients through the Zeller Dashboard on your laptop or desktop computer, too. Xero An easy-to-use cloud-based accounting software, Xero is designed for small businesses and sole traders. With features like payroll, expense tracking, invoice management, and daily account management Xero will help you minimise reconciliation errors and track your cash flow. Xero simplifies financial management for tradies looking for a comprehensive accounting system. Xero also makes reconciliation easier with a simple, one-click integration with Zeller. Grow your business with Zeller. Zeller elevates your business with an all-in-one payments and financial management solution. Seamlessly integrating with Xero, Zeller ensures all your transactions — from invoicing to expenses — are tracked in one convenient online account.

Still Invoicing Like It’s 1999? Invoice On The Go with Zeller App

Still Invoicing Like It’s 1999? Invoice On The Go with Zeller App

If you’re still sending handwritten, Word or Excel invoices, you’re living in the past. These days, more and more Aussie businesses are switching their invoicing to Zeller – and it’s easy to see why. Zeller Invoices makes invoicing easier, reduces time spent on business admin, and helps you get paid faster. In fact, over 75% of invoices sent with Zeller are paid in less than 24 hours. With Zeller Invoices available in Zeller App , you can take care of all your invoicing from wherever you are. Even better, it’s completely free to create, send, track, and manage your invoices. What you'll find in Zeller's mobile invoicing app When you’re issuing invoices on the go, there are features you need to look for in your mobile invoicing app to ensure it will save you time, and make the invoicing process easier. Here are 8 questions we considered when building Zeller Invoices.  1. Is it faster to send invoices? When you’re sending mobile invoices from Zeller App, you can create and send an invoice in under 30 seconds. From suggesting existing items and contacts as you type, to enabling scheduled sends, Zeller Invoices has been meticulously designed to make it easier for you to create, design, and send an invoice from the convenience of your smartphone. Zeller Invoices is faster and easier to use than any other tool we tested in development. 2. Can you still customise and personalise invoices?  Convenience shouldn’t have to come at the cost of professionalism or style. With three sleek, customisable templates to choose from, Zeller Invoices look sharp in seconds. Plus you can add your business logo and brand colours, as well as a personalised message, in just a few taps. 3. Does it save you admin time at the end of the day? Traditional online invoicing software keeps you tied to your desktop. But many businesses – such as tradies, freelancers, or mobile vendors – don’t operate from behind a desk during the day. Sending invoices from Zeller App gives you the flexibility to send invoices straight from the job site, saving you time at the end of the workday that you’d typically be spending on business admin. 4. Can you track your invoices in real-time? Whether you’re using a computer or Zeller App, Zeller Invoices enables you to keep tabs on every invoice with a real-time view of what’s been sent, paid, followed up or left overdue – all colour-coded and easy to read at a glance. No more digging through emails or chasing updates. You'll even get a push notification and email to let you know as soon as an invoice is paid. 5. Is it easy and secure for your clients? Every Zeller Invoice includes a 3D Secure payment link, so your customers can safely pay in a few clicks using their preferred card. 6. Does it help you receive your money faster? Zeller Invoice payments are settled nightly to your Zeller Account, or next business day to your own, third-party bank account. While many mobile invoicing apps may have you wait 2-3 days to receive your funds, we’ll make sure you’re always getting your settlements fast. 7. Does it offer automated payment reminders? Zeller Invoices on Zeller App has all these same features as the desktop version, including automatic payment reminders. Say goodbye to the hassle and awkwardness of chasing up slow payers – let Zeller Invoices do it for you. 8. Are there costly subscription fees? Unlike most other online invoicing platforms, it’s free to send unlimited invoices with Zeller. You’re only charged a low transaction fee in the event your client chooses to pay their invoice online via credit or debit card. Compare mobile invoicing apps available in Australia When you’re selecting a mobile invoicing app, there are many options to choose from. Compare those available in Australia today, and discover why more businesses are switching their invoicing to Zeller. Ready to level up your invoicing? It’s easy to start doing all your invoicing with Zeller.   1. Download the Zeller App Get the free Zeller App from the App Store or Google Play . Sign in with your Zeller Account, or create one online in minutes. 2. Set up your invoice template Head to Invoices in the main menu of Zeller App, then tap Settings. From there you can upload your business logo, add details for your receipts, customise colours, and more. 3. Create and send your first invoice Once you’re ready, click the ‘+ Invoice’ button and follow the steps to create and send your first invoice. You'll receive an email and push notification as soon as the invoice is paid. If you're ready to take the hassle out of invoicing and start getting paid faster, it's time to try the best free mobile invoicing app in Australia. 

Managing a Mobile Business on an iPhone: All in a Day’s Work for this Gen-Z Entrepreneur

Managing a Mobile Business on an iPhone: All in a Day’s Work for this Gen-Z Entrepreneur

Starting your own business is a daunting undertaking for anyone, but arguably more so when you’re doing it solo, in a foreign country, at just 24 years of age. But Sebastian Fernández Mackenzie has done just that, launching a mobile car washing venture after noticing a gap in the market. Turning to Instagram, Airtasker and Zeller to market his business, find customers, take payments and manage his finances, this digital native is setting the tone for a new generation of app-wielding entrepreneurs. Where others may have seen red tape, prohibitive overheads and an unknown market, Sebastian Fernández Mackenzie saw an opportunity. The young car enthusiast moved to Melbourne from his native Chile in 2021, following his partner who was relocating there to study. “I wanted the time that I have here in Australia to be spent doing something I really like,” he explains. “I love cars. When I was younger, my dad was always restoring cars, I used to help him clean them and polish all the parts,” he explains. Having learnt how to detail his own car from YouTube videos, he began offering the service to his family. It wasn’t until he arrived in Australia, that the hobby evolved into a business idea: “I realised that there were a lot of mobile car detailing businesses, but very few that also provide water and power. That's where I saw there was an opportunity. So I thought, “I’ll just go for it.” Shoulder to the wheel. And go for it he did, at full throttle. He worked for two years as a food delivery driver and a labourer on construction sites and unloading shipping containers to finance the business, then bought a car and sourced all the materials, “I had to buy the hoses, the air compressor, the generator, the water tanks, the cleaning products… all that came to about $3000.” Eventually he registered his ABN under the new name, Seb’s Mobile Car Wash . Then he started building his network, through word of mouth and by applying for jobs on Airtasker – an online platform that connects people who need tasks done with skilled workers. But he wasn’t in a hurry to recoup his costs just yet, he was prepared to work for free simply to help him build up his content, “I just wanted the opportunity to take photos that I could post to Instagram,” he explains. Rather than a website, he plans to use Instagram to build his following and drive new business to his online booking system. “I want there to be a lot of communication with clients through social media,” he explains, “Eventually I’d like to start sharing car detailing tutorials as well”. Premium service down to the last detail. While Seb is still growing his social media presence, his dedication to premium quality service is what has already gained him a steady stream of loyal clients, including a team of Albert Park real estate agents. When they entrusted him with a 2023 Porsche Cayenne GTS, Seb couldn’t pass up the opportunity to give it the full detailing service, for the price of a regular wash. “They were stoked with the service,” he says, “They knew I’d given it the attention it deserves and cleaned it the proper way.” For those less automotively informed, the “proper way” to wash a car is to use cleaning products specifically fit for purpose. “You have to use a pre-wash to remove the dirt, then a soap, a special cleaner for the wheels, for the glass, for the seats,” says Seb, “When you go to bigger commercial hand car washes, they buy their products in bulk, and most of the time, they’re made with strong chemicals that can be really harmful for the paint,” he explains. For Seb, attention to detail also extends beyond just the car; he leaves his customers small gifts such as bottles of water, mints and lollies, and ensures his clients never receive the same gift twice. Driving positive cash flow. To complement the seamless customer service, Seb adopted Tap to Pay with Zeller App as soon as it was released in Australia. He knew that this technology – that lets you use your smartphone like an EFTPOS machine – had been available in the US for a while, so when Zeller announced its launch in October, 2023, Seb signed up immediately. “I’d already spent thousands of dollars on setting up my business, I didn’t want to have to pay for an EFTPOS terminal . I’d rather spend that money on cleaning products, plus it’s not convenient for a mobile business” he explains. Before using Tap to Pay, Seb was receiving payments in cash, via bank transfer and via invoice, but none of them gave him the security or the convenience he was looking for, “Back then I didn’t have my regular clients, I was sending invoices to people I’d just met. I’d have to send reminders, and one person took three days to pay me,” he explains. “I don’t like to carry cash, and I don’t want to have to send people to an ATM.” Now his clients simply tap their card or mobile wallet to his phone, and the payment is processed instantly. Meticulous money management. Having signed up for Zeller on his phone while on a lunch break, he knew that managing his finances through the platform was going to be simple: “I just followed the link and started signing up. It was really easy. It wasn’t a headache with lots of details and IDs and stuff, it was really quick.” Now he manages all his business finances from his phone using the Zeller App . “I settle funds into the Zeller Transaction Account , it means I don’t have to wait for them to be transferred to another account. It’s really convenient,” he says. Being a foreigner, he’s extra cautious about declaring his income, and ensuring his finances are in order: “I don’t want to have any issues with taxes. I want to keep a clear record of all my transactions,” he says. As such, his Zeller Debit Card is loaded into his mobile wallet, which he uses for all business-related expenses and to which he can upload notes and receipts to help his monthly reconciliation. For sole traders and entrepreneurs like Seb, modern apps are removing the barrier to entry to launching a business. Where once it would have been near impossible to open a business bank account without extensive paperwork and branch visits, Zeller now lets you do it from your phone in a matter of minutes. And while it would have once been inconceivable not to have a website, online platforms like Instagram and Airtasker are proving more than sufficient at driving awareness and finding new clients. As is the case with Tap to Pay, more tech tools are still emerging that are changing the way we approach doing business, paving a new frontier for entrepreneurs and business owners of the future.

Frequently Asked Questions

Zeller offers an affordable, mobile, and fast EFTPOS machine for Trades and Services businesses. Every Zeller Terminal includes a free Transaction Account and business Debit Card right in the box, so you can accept payments on site or in the office, manage your business finances, and pay vendors fast.

Card payments accepted with Zeller’s EFTPOS terminal for trades and services businesses cost 1.4% per tapped, dipped or swiped card payment. There are no monthly terminal rental fees or hidden charges. Zeller Transaction Account is yours free, and your Zeller Debit Card is included free, right in the box. There are no monthly account fees on your Zeller Transaction Account or Debit Card, either.

If your trades and services business is processing over $250K annually in card payments through your EFTPOS terminal, you may be eligible for an even lower custom rate. Contact Zeller Sales to learn more.

To get your trades and services business set up with Zeller, sign up for your free Zeller Account by clicking here. You can then order your Zeller EFTPOS Terminal, and we'll ship it to you fast and free, anywhere in Australia.

You can switch to Zeller for your trades and services EFTPOS payments by signing up here. You’ll be able to get started within minutes as soon as you’ve set up your free account. If you need help switching from your existing retail merchant services provider, you can also speak to the Zeller Sales team who can help you navigate your existing contract, too.

Any Zeller EFTPOS hardware for your trades and services business is purchased and owned by you. It’s yours to keep, and we’ll never charge you any expensive monthly terminal rental charges.

Yes, you can accept MOTO (over the phone) card payments with Zeller Terminal. Simply enter your customer's card details into Zeller Terminal, then process the payment as you usually would. The transaction fee for accepting a MOTO payment is 1.7% (including GST) per transaction.

Have a question which isn’t answered here? Contact us!