Accept payments from your web browser

Zeller Virtual Terminal offers many benefits to business owners accepting payments, including: 

1. Affordable transaction fees. Zeller Virtual Terminal offers low transaction fees for payments of it's type. There are no subscription fees or other hidden charges to use Zeller Virtual Terminal.

2. Easy to get started. Sign up online for a free Zeller Account in minutes, and immediately begin accepting payments with Zeller Virtual Terminal. 

3. Enhanced customer security. For customers who do not want to share their card details over the phone, you can choose to send them a payment link via email or SMS to securely complete the transaction from their own device. 

4. No hardware required. Accept card payments quickly and securely, without the need to purchase a card machine. 

A payment terminal enables you to accept in-person payments from customers, whereas a virtual terminal enables you to process a payment from any browser, smartphone or computer, when your customer is not present in-person to complete the transaction.

Payments made with Zeller Virtual Terminal are safe and secure for your business, and your customers, for several reasons:

1. With Zeller Virtual Terminal, you can offer customers the choice to enter their details from their own device using Payment Links. By sending your customer a secure SMS or email to input their own card details and complete the Virtual Terminal payment, your customer's card details are never exposed. 

2. Zeller Virtual Terminal transactions take place through our secure payment gateway, that utilises data encryption or tokenization to secure sensitive information during transmission. 

3. Customer card details are not stored in your Zeller Account, meaning sensitive data is never accessible to employees in your business. 

A MOTO (also known as mail order, telephone order) payment is processed by keying in a customer's card details directly into Zeller Payment Terminal. On the other hand, a virtual terminal payment is made without the need for a payment terminal — by simply keying a customer's card details into a secure portal in your web browser.

Zeller Virtual Terminal is an ideal solution for businesses who don't have a high frequency of regular, in-person card payments, and therefore don't need the convenience of a Payment Terminal — but still need a simple, low-cost way to accept card payments from customers.

Virtual terminal payments are another type of card not present (CNP) payments. A CNP payment is where a customer is not physically present to tap, insert, or swipe their card in a physical payment terminal, so card details are shared online or over the phone. Transaction fees for payments made with Zeller Virtual Terminal are priced differently to a payment made in-person with Zeller Terminal due to the increased level of risk associated with CNP payments.

Virtual terminal: a flexible payment solution tailored to your business

Zeller Virtual Terminal is another tool among Zeller’s suite of payment solutions that gives businesses even more flexibility to tailor payments to their needs. Rather than purchasing a card machine, waiting for invoices to be paid, or setting up a payment gateway, a virtual terminal is an easy, cost-effective solution that gets businesses paid immediately without the need for any hardware.

On a virtual terminal, payments are processed by manually entering card details, or by sending customers a secure payment link. With no need for any extra hardware, Zeller Virtual Terminal helps businesses turn their desktop, laptop, smartphone or tablet into a payment terminal.