- Business Growth & Optimisation
Zeller Terminal: Your Smart Payments Solution, and So Much More
Looking for a modern, all-in-one card machine and POS solution? Meet Zeller Terminal.
Zeller Terminal has an affordable upfront cost and no monthly fees or lock-in contracts.
It comes with a free, easy to use, built-in POS, split payments, tipping, and customisable screensaver functionalities.
You can get real-time sales insights via the Zeller Dashboard and App.
Settlements happen on the same day to a Zeller business account, or next business day to other UK bank accounts.
Your newest recruit is here: a sleek, reliable multitasker that takes payments, processes sales, cuts costs, grows tips, splits bills, and boosts your brand.
Card machines were built for one thing: accepting payments. However, they can play a much wider role in how businesses operate, helping manage the growing volumes of card transactions, supporting cash flow, improving customer experience, and giving clearer visibility over day-to-day performance.
Meet Zeller Terminal. A brand new device leading this shift into smarter, faster payments.
As an integral part of Zeller’s wider payments and financial platform, it brings together a point-of-sale system, business account, debit cards, expense cards, contact directory and mobile app.
This all-in-one approach gives businesses real-time insight into sales, a clear view of their cashflow, and faster access to funds.
More than just a card machine, Zeller Terminal is designed to support business growth. Below, we explore twelve key benefits.
Top 12 benefits of Zeller Terminal
1. It saves your business money.
Zeller Terminal 1x is yours to own outright for £99, or £149 for Zeller Terminal 2, both come with a built-in point-of-sale.
There are no set-up fees, monthly fees, or lock-in contracts, so you only pay when you take a payment.
In-person payments are charged at 1.3% for Visa and Mastercard domestic cards, with 1.99% for American Express, business and international cards, and 1.5% for online invoices and MOTO payments.
With simple, transparent pricing and no hidden costs, Zeller makes it easy to understand exactly what you’re paying as your business grows.
2. Zeller Terminal gives your customers convenient ways to pay.
To make a payment, customers can:
Tap their smartphone, smartwatch, or other NFC-enabled device
Tap a contactless debit or credit card
Insert a chip card and enter their PIN
Swipe their card and enter their PIN, or sign directly on the screen
Pay over the phone by providing their card details
3. It simplifies checkout with a free, built-in point-of-sale system.
Traditional point-of-sale systems can be expensive for growing businesses. Zeller Terminal 2 includes a simple POS solution built directly into the device at no extra cost: Zeller POS Lite. Designed for independent, small, and mobile businesses, it helps you get set up quickly and keep checkout moving with a fast, secure experience.
With Zeller POS Lite, you can:
manage your item library directly on the terminal, Dashboard, or App
customise your products with modifiers and variants
organise your home screen for quick access to best-selling items
send itemised receipts via email, SMS, or QR code
view sales reports to understand what you’re selling and when
create and manage discounts
Zeller POS Lite comes pre-installed on Zeller Terminal 2, so you can get started straight away.
4. It boosts your brand with customisable receipts and screensavers.
Zeller keeps your brand front and centre during every transaction, with customisable receipts and screensavers. Whether printed or sent digitally via email or SMS, receipts can include your logo, business details, social media handles, and a short message or returns policy.
Zeller Terminal’s large display can also be customised with your own imagery, helping you reinforce your brand while processing orders at the point of sale. More than just a payment device, it gives you another way to present your business consistently at checkout.
5. It splits payments.
Gone are the days of customers working out who owes what after a group meal. Zeller Terminal’s Split Payments feature lets you divide the bill by custom amount or by number of people.
It’s more convenient for your customers and helps keep things moving at checkout, freeing up your terminal for other staff. By allowing each person to pay their share, it also creates more opportunities for individual tipping where enabled.
6. It makes processing refunds easy.
Zeller Terminal supports both full and partial refunds, with the ability to control which staff members can process them. This added level of control helps protect your business.
There are no additional fees for processing refunds, making it simple to manage returns when needed.
7. It gives you real-time insights.
Track key metrics from your Zeller Terminal in your Dashboard or App. With real-time data and a searchable transaction history, you can better manage cash flow, spot sales trends, and identify opportunities to improve performance.
Unlike many providers, you don’t have to wait until the end of the day - or rely on monthly statements - to understand how your business is performing. With instant visibility, you can make faster, more informed decisions and stay on track to meet your goals.
8. It gets you paid faster with same-day settlements.
When you settle funds into your Zeller account, your day’s takings from Zeller Terminal are deposited the same night, 365 days a year. If you choose to settle into your existing bank account, funds are typically received the next business day.
Faster settlement gives you quicker access to your money, helping you manage cash flow more effectively and avoid delays to wages or supplier payments.
9. It can be controlled remotely.
If your business operates across multiple locations, you need an easy way to manage your payment terminals. Every Zeller Terminal can be controlled from your Zeller account, helping you maintain consistency across your operation. Update staff permissions, manage receipt details, and more from one central, online location.
10. It increases your tips.
Zeller Terminal makes it easy for customers to leave a tip, which is particularly useful for hospitality businesses.
You can choose how tipping is presented, whether as a percentage of the transaction or a custom amount - giving customers a simple way to add a tip at checkout.
11. It reduces paper with digital and QR code receipts.
Billions of paper receipts are still produced each year, many of which can’t be recycled due to their chemical coating. As businesses and customers become more conscious of their environmental impact, digital receipts offer a more sustainable alternative.
Zeller Terminal gives customers the option to receive receipts via email or SMS, or scan a QR code on-screen to download their receipt directly to their smartphone (Zeller Terminal 2 only).
12. It gives extra protection for your business.
Zeller uses end-to-end encryption and industry-standard security practices to protect every transaction from the moment it’s taken to when funds are received. Whether connected via Wi-Fi or mobile network, all payment data is securely encrypted.
Transactions are continuously monitored for suspicious activity, helping to prevent fraud. In the event of a dispute, Zeller’s support team works directly with the bank on your behalf, helping reduce the risk of chargebacks.
We’re always looking ahead.
Our team of developers are hard at work, continuously building new functionality to give your business an edge. That's why, when you sign up for Zeller, there are no lock-in contracts or commitments. We know you’ll love our solution enough to never want to leave.
Learn more about how Zeller Terminal can help your business grow by accepting every card payment, quickly and securely, for one low rate.
